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2� 1 ��5932 <br /> reasonab�y mi�ht affect�uch determi�at�o��r ce��fieat��n. Borrower shall a�sa b�responsi�l�f��the <br /> payr�nent of any�fe�s irr�pos�d b�t��Fec��ral�merge�cy M�nag�r�en.t Agency ir�c+an�n�ction with the <br /> ���i�ew�f any�lo�d���.e det�rmx�.a�ivn resulti�g fr�rn an obj ec�i�n by Borrower. <br /> �f�orra�ver fa��s tv�a�ntain a�y c�f th�cov�ra,ge�des�ribed�bov�,�.ender rr�ay obtain insurance <br /> ��v�r�g�,a�I���d�r's aptia�.an����r�w�r°s e�pens�. L�n����s a��der�ao�bl�g�tion t�purchase ar�y <br /> paa�tieu�ar typ�o�r amount af��v�rag�. '����efore, such�co�r�rag�shal��ov�r Len,d�r,but might or m�ght <br /> n�t pr�tect�3��rv�ver,I�orrowear's equit�in�h��hr��er�y,or the c��tents of the Prop�rty,against any <br /> risk, ha�ard Qr liability�ad might provid��'e�ter or lesser c4ver�.ge tha�w�s prev�ous�y in effect. <br /> Borrvwer a�cknow�edge�that the cost of th��nsurance caverag�so�btained might�ignificant�y exe��d the <br /> �ost of in�uran�e that Borrower could have obta�ne�d.,�ny��xaounts disb�r��d by Len�der unde�r�his <br /> Section 5 shall became additiana�de�t of Bor�ower se�ured by th�s�ecurit�Instrumen�. T�a�se amour�ts <br /> sha1l bear i�nterest a�the N�te rate frorx�the date af disbur�en��nt and�hall be pa�rab�e,with�u�h interes�, <br /> upon notice fxom Lender to Borxower requ�sting payment. <br /> Al�insurance polieies requir�d by L�nd�r an.d renewals of such polie��s�hall he su��e+ct ta Lend�r's ri�ht <br /> to disa�prove such po�iei�s, sha11 i�.c�ude a star��ard mort�age c�ause,and shall nam�Le�nder as <br /> � mortgag�e andlor as an additian�lloss payee, Le�der sha�l have the r��ht t�ho�d the po�icies and renewal <br /> certifi+cates. If Lender requires,Borrowe�shall pr�mpt���i�e to Lender all receipt�of paid premiums and <br /> rene�val natices. If Barrower Qbtaius a�y�'o�m Qf insurance cover�g�,not otherwi�e requir�d by L�n.der, <br /> for damage to,or destruction of,the Pro��r�y, such�olicy sh�a11 include a stand�rd�mortgage e��use and <br /> sha11 name Lender as r��r�ga�ee andlor as an additiona�l�s�payee, <br /> In th�e�ent of 1�s5,Borr��ver sba�l give�rornpt r�atic�to the�nsurar�c��a��r�nd Len�er. I���de�r m�.y <br /> ma.��p�oof of loss if nvt mad��ramptl�by��rrvdver.�Jnl��s L�nd�r and��rrvvsrer other�vise a�ree�n <br /> �rriting,any insu�r�.r�ce praceeds,�vheth�r�r��t the�nd�r�y�ng in.suranc�w��ar�qu�red by I�end�r, ��all <br /> be a�ap��ed tv r�st�rativn�r repair o�'the�rc�perty, if th�r�st�ration�ar repa�is��o�omically�easibl�and <br /> Lender's s�cu�t�is nat lessened. Dur��►g�u�h repai.r and restorat�on peri.od,L�n�er sha�l ha�e the r��h� <br /> to hold such in�ura�ce proce�ds un�i�I�e�ader has had an t��portunity t�i�spect s�c�Prop�rty to ensure <br /> tbe wa�k has be�n cor.��let��.to�e�d�r's�atisfa�tiar�,�rvvid�d that such inspect��n sha11 be underta.ken <br /> promptly. Lender may di�burse pro�eed�f�r the rep�us�,nd r�staratio�an a��n�le paym�nt or in a��r�es <br /> of�ragress payments as�he work�s���n�����d.�nl��s aa�,�r�e�m��t i�made in�rit���or Applic�.ble <br /> La�v rec�u�res inter�st to be paid on such�nsur�ace proc�eds,Lender�����n�°�be r�c�uir�d ta pa�r <br /> ��nv4ver any�nterest or ea�nin�s o��u�h pr�c��ds. �ees for��b�i�ac�j�st�r�,��at�e�r�bird paa�ti�s, <br /> r�taia�,d by I3o�r�wer sha��not be paic�out Qf the ir�sur�nc�prac��ed��n�s��ll be th�sole obli�at��n.o� <br /> Borrower. If the r�st�ratx�n o�repair is not ec�nQmically fe�si�le or�ender`�security wv�1d b� <br /> xessened,the in���.ranc�prflceeds s�a11 be applied to the s�ms secur�d hy this Se�x����y Instrument, <br /> wheth�r or not th�n du�,with the excess, if ang�,pa�d to Bor�r��er. Such insuranc�proceeds shall b� <br /> applied in the order prQvided for in SectiQn 2. <br /> If Borrower abandons the PrQ�erty, Lender rx�a�fi1e,neg�tiat�and settl�a�ny�vailab�e insurance clairr� <br /> and related matters. If Borrow�r does�.o�resp�nd withi�3�day�to a nvtice fr�m Lender that the <br /> insurance carri�r h�s vffer�d tv��ttle a�la�m,then L�nder n��,�negvtiate and sett�e the��a��n.Tb���Q-d�y <br /> period wi11 begin when the notice�s given. In either ev�nt,or if Leader acquires the Property under <br /> Section ZZ flr otherwise,B�rrower hereby assi��s to Lender(a}Borr��ver'�rights tp�.�}��n�u�ar��� <br /> proceeds in an.a�flunt�ot to ex�eed the a�noun��u�.�a.id�an�ie�r t��Note ar this Security�nstrurnent,and <br /> �b}any other�f Borrower's rights�a�h�r�th�n the right t�any refu�.d of un.earned premiurar�s paid by <br /> FH�R Deed of Trvst With M�R a-NE 913012Q14 � <br /> Banksrs S�stems�+ VMP� VMP4N�IdE}(1�).4Q <br /> Wa�te�Kluwer Fi�a��ial 5eivi��� Rag�7 af�7 <br /> ��3335 8�.2$ � 1 <br />