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2� 1 ��5932 <br /> 5ubject tQ the pravisions of Sect�on 17,any Suc�essor in Interest of Borrower who assumes Borrower's <br /> obligations under thi�Security Instrume�t in writing,and is appraved by Lender, sha11�btain all of <br /> Borrower's rights and benefits under this Security Instrument. Borrawer sha1�not be released from <br /> Borro�v�r's obligations and liabi�ity und�r this Security In�trument unless I�ender agrees ta su�h release <br /> in writing. The co�enants and agreements of th�s Security Instrurnent sha��bind(except a�pravided in <br /> S�ction 19)and benefit the successors and assigns of Lender. <br /> �I 3. Loan Gharges.Lende�'may charge�orrower fees for services performed in conn.ection w�th Barrawer's <br /> defau�t, for the purpose of pro�ecting Lender's�nterest in the Property and r�ghts under this Security <br /> Instrument, �nctud�n.g,but not limited to,attorneys'fees,property inspection and�aluation fees. Lender <br /> may collect fees and charges authorized by the Secretary. Leader may nat charge fees tha�are expres�ly <br /> prohibited by this Security Instrument or by Applicable La�. <br /> If�he Loan is subject to a law�vhich sets rnaximum loan charges,an�that Iaw is finally interpreted so <br /> that the interest or other�oan charges collected or to be collected in con.nection with the Loan exGeed the <br /> permitted�imits,�hen: (a)any such loan charge shall be r�duced by the amount necessary to reduce the <br /> charge to�he permitted limit;and(b�any sums a�ready co�lecte�frvm Borrower which exceeded <br /> permitted limit�will be refunded to Borrower. Lender may choose to make th�s refund hy r�ducing the <br /> principal�wed under th�Nate or by making a dix'ect payment to Borrower. If a refund reduces principal, <br /> the reduction wi11 be treated as a partial prepayment with no changes in the due date or in the monthly <br /> payment amount unless the Lender agrees in wri�ing ta those chang�s. Borrower's acceptance af any such <br /> refund made by direct payment to Borrower wi11 constitute a waiver of any right of act�an Borrower <br /> might have arising out af such avercharge. <br /> 14. Noti�es.A��not�ces given by Barrower or Lender in conn.ection w�th this Security Instrument must be in <br /> �riting.Any no��ce to Borrov�er in eonnection with�his Security Instzument shall�e deemed t�have <br /> been given to Borrower when mailed by first class mai�oi when actually de�iver�d to Barrower's notiGe <br /> address Yf sent by other means.l�Totice�o any one Bortower sha11 cons�i�ute notice to a11 Borravvers un�ess <br /> Applicable La�v expressly requires otherw�se.The noti�e address shal�be the Prop�rty Address unless <br /> Borrower has designated a subs�itute natice addr��s by notice to Lender. Borrawer sha11 promptly <br /> notify Lender of Barrower's change of address. If Lender specif es a procedure for reportin�Borrower's <br /> chang�of address,then Borrower sha11 only report a change of address through that specified pracedure. <br /> There��nay be only one designated notice address under this Security Ins�rument a�any ane time.Any <br /> notice to Lender sha11 be gi�en by del�vering it ai by mai�ing�t by first class mail t�Lender's addres� _ <br /> stated herein unless Lender has�esignated another address by no��ce to Barrower.Any natice in <br /> connection with this Se�urity Instrument sha1l n.ot be deemed to have been g�ven ta Lender unti�actually <br /> reeei�ed by Lender. If any notice required by this Security Instrument is also r�qu�red under Appl�cab�e <br /> Law,the Applicabl�Law r�quu'emen�wi11 satisf�the cort'esponding requirement under this 5ecurity <br /> Instrumeat. <br /> �15. �ov�rningL�w; Severab��ity;f�ules of�vnstr��t�on.This Security Instrument��all be govern�d by <br /> federal law and the law of the jurisdiction in�vhi�h the Froperty is located.A11 rights and obligations <br /> contained in this Seeurity Instrument are subject to any requirements and limitatians of Applicable I�av�. <br /> Ap�plicable Law might expl�citly or implicitly a11o�v the pa.r�ies to agree by contract or it m�ght be s�lent, <br /> but such silence sha11 nat be cQnstrued as a prohibition against agreement by contract. In the event that <br /> any prav�s�on or clause af this Security Instrumeat or the Note conflicts with Applicable Law, such <br /> conflict shail not affect oth�r pr�visions of this Security Instrum�r�t or the Note which can be given effect <br /> without the conflicting provision. <br /> FHA deed of Trust With MERS-�i�lE 913012a14 <br /> Banker5 SystemsT�" VMP� VMP4N[NE}(1�fi}.4Q <br /> Wolters I{luwer Financial Services Page 11 of 17 <br /> q�33588812$5 4233 52� 111? <br />