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payment of the Trustee's fees actually incurred and reasonable attorneys' fees as permitted by <br />Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any excess to the <br />person or persons legally entitled to it. <br />23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request <br />Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing <br />debt secured by this Security Instrument to Trustee. Trustee shall reconvey the Property without <br />warranty to the person or persons legally entitled to it. Such person or persons shall pay any <br />recordation costs. Lender may charge such person or persons a fee for reconveying the Property, but <br />only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of <br />the fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which <br />this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall <br />succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to <br />Borrower's address which is the Property Address. <br />26. Acceleration. This loan may be declared immediately due and payable upon transfer of the property <br />securing such loan to any transferee, unless the acceptability of the assumption of the loan is <br />established pursuant to Section 3714 of Chapter 37, Title 38, United States Code. <br />27. Funding Fee. A fee equal to one -half of 1 percent of the balance of this loan as of the date of transfer <br />of the property shall be payable at the time of transfer to the loan holder or its authorized agent, as <br />trustee for the Department of Veterans Affairs. If the assumer fails to pay this fee at the end time of the <br />transfer, the fee shall constitute an additional debt to that already secured by this instrument, shall bear <br />interest at the rate herein provided, and at the option of the payee of the indebtedness hereby secured <br />or any transferee thereof, shall be immediately due and payable. This fee is automatically waived if the <br />assumer is exempt under the provisions of 38 U.S.C. 3729 (c). <br />28. Processing Charge. Upon application for approval to allow assumption of this loan, a processing fee <br />may be charged by the loan holder or its authorized agent for determining the creditworthiness of the <br />assumer and subsequently revising the holder's ownership records when an approved transfer is <br />completed. The amount of this charge shall not exceed the maximum established by the Department of <br />Veterans Affairs for a loan to which Section 3714 of Chapter 37, Title 38, United Stated Code applies. <br />29. Indemnity Liability Assumption. If this obligation is assumed, then the assumer hereby agrees to <br />assume all of the obligations of the veteran under the terms of the instruments creating and securing <br />the loan. The assumer further agrees to indemnify the Department of Veterans Affairs to the extent of <br />any claim payment arising from the guaranty or insurance of the indebtedness created by this <br />instrument. <br />BY SIGNING BE <br />urity <br />es E Pederson <br />Borrower accepts and agrees to the terms and covenants contained in all pages of <br />and in any rider(s executed b Borrower and re i rded with it. <br />---- 9 (A Aa.o.mk, 9 (q JI <br />Kimberly J derson Date <br />Date <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mas UNIFORM INSTRUMENT <br />® 2004 -2016 Compliance Systems, Inc. d623bafc- 3aeebe98 - 2016.186.0.2 <br />Single Family Real Estate - Security Instrument DL2047 <br />Page 14 of 15 <br />1 1 1 1 1 1 1 K 1 1 1 II II I 1 1 1 1 , 11 1 1 1 II 111 <br />201605923 <br />www co npliancesystems com <br />1i 11111111111 <br />Farm 3030 1/01 <br />11 <br />1 1 3 1 5 1 7 7 6* <br />