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2� 1 ��58�8 <br /> r�quired by RESPA, and Borr�wer�ha��pay to L�nder the amount ne�essary t� make up th�def�ciency in <br /> a�cardance w�th RESPA, but in n� m.ore than �2 mon�h�y payments, <br /> Upfln payment in fu�� of a�l �ums secured by this Security �nstrument, Lender sha11 prnmpt�y refund tfl <br /> Borr�wer any Funds held by Lender. <br /> 4. �harges: Liens, Borrow�r sha�� pay a�� taxes, assessments, charg�s, fines, and imp�sitions at�r�buta�Ie�o <br /> th�Prap�r�y whi�h can a��a�n prior��y over th�s Security Ins�rum�nt, leasehold payments�r ground rents on <br /> the Proper�y, if any, and�ommunity Associati�n Dues, Fees, an�i Assessmen�s, if anx. To �he exten�tha� <br /> �hese �tems are EsCrow It�ms, B�rrower shall pay thern in�he manner pro�ided in Sect�fln 3. <br /> Borrower sha�l pr�mptl�discharge an� Iien which has prior��y over this Securit��ns�rument unless <br /> Borraw�r: �a}agree� in writing t�the payment of�he obligat�on secured by the l�en�n a manner ac��ptab�e <br /> ta Lender, but only so long as Borrower is p�rfor�m�ng such agr�ement; �b} cantests�he�ien in gnod faith by, <br /> or�efends aga�nst enforcement of�he lien in, �ega�proce�dzngs which�n Lender's opxn�on operate t�prevent <br /> the enfor�ement of the���n while thase proceed�ngs are pendzng, �u�on�y un��� such proceedings are <br /> concluded; or�c} secures frflm the h�Ider of�he��en an agr�emen�sat�sfactory to Lend�r sub�rd�nat�ng the <br /> li�n�o this Security �nstrumen�. �f Lender det�rmines tha�any�ar�af�h�Proper�y �s subject t� a�ien whi�h <br /> can a��ain pri�rit�o�er this 5ecurz�y �ns�rument, Lender rnay gi�e Barro�ver a notice identifying the lien. <br /> W�th�n �D days of the date on which�hat no��c� is given, Borrower sha�� sa�isfy th�lien�r take one or more <br /> af the a��ions set for�h ab�ve in this Sec�z�n 4. <br /> Lender may require Borrawer t� pay a one-�ime charge for a real es�ate tax veri�ca�ion andlor r�parting <br /> servzce used by L�nder�n caru�ect�on with this Loan. <br /> f <br /> a, Property Insurance. Borrower sha�� keep �he�mprovemen�s now ex�sting or her�af�er erected fln the <br /> Pr�perty insured agains�lass by f�re, hazards included within�he�erm "extended co�erage," a.r�d any ather <br /> hazards inciuding, but no��imi�ed to, earth�uakes and flo�ds, f�r whi�h Lender requires insuranc�. Th�s <br /> insurance shall be maintained in the am�unts ��nclu�iing deduct�b�e 1�vels} and for the per��ds that Lender <br /> r�quires. What Lender requires pursuant to the pr�ceding sentenc�s can�hang�during th�term of�he Loan. <br /> The�n�urar�ce carrier prov�d�ng the insurance sha��be chosen by SorrQwer subj e�t�o Lender's rxght�a <br /> d�sappr���Borrower's ch�ice, wh�ch r�ght sha��not be exercised unr�asonab�y. L�nder may require <br /> B�rrower��pay, in conn�ction w�th th�s Loan, either: �a� a�ne-time charge for fl��d zane deternunation, <br /> Cert�ficat��n and �racking s�rW�c�s; or�b} a one-time Charge f�r fload z�ne de�erm�.natian and cer�ificat�on <br /> services and subsequ�nt charges ea�h��me remapp�ngs or s�mi�ar changes o�cur v�h�ch r�asonably might <br /> affect such d�terminati�n or c�r��ficat��n. Borr�wer sha�� a�sa��resp�ns�b�e f�r�he paymen�of any fe�s <br /> imposed by�he Federal Err�ergen�y N�anag�m�nt Agency in connection w�th the rev�eu� of any ��.00d zone <br /> determinatio�resulting fr�m�an o��e�t�on by Barrawer. <br /> �f Barrower fai1� to maintain any of�he co�erages d�s�ri�ed a�ove, Lerzder may�bta�n xn�urance covera�e, <br /> at Lender's�p�ion and B�rr�v�er's expense. L�nder�s und��r na�bligation tn purchase any par�icular�ype ar <br /> a�moun�of co�erage. Therefar�, such coverag�sha�� cov�r L�nder, bu�might or might n�t protect Borrower, <br /> Borrower's equ��y �n�he Pr�per�y, ���h�conten�s Qf�he Pr�p�rt�r, against any r�sk, hazard ar liabi��ty and <br /> migh�pro��de greater or�esser c��rerage than was previous�y in effect. Borrawer a�kn�wledges �ha� �h���s� <br /> af the insurance co�erage so ob�a�ned migh��ign�ficantly exceed th�cost�f�nsurance that Borrower cou�d <br /> hav�o�tained. Any am�un�s dxsbursed by Lender under�his Section S s�aal� be�ame additiana� deb�of <br /> Borrawer secured by thxs Secur��y �nstrument. These amounts sha�� bear�nterest at the Note rate fr�m�he <br /> da�e of disbursement and� shaX�be paya���, wi�h such interest, upon na��ce from Lender t� Barrov�er <br /> requesting payment. <br /> N�BRASKA-5ingle Family-�ar�nie MaelFrecfdie Mac liNfFC]RM ENSTRtJMENT Form 3028 11�1 <br /> VMP Q VMP6{NE}��3D2y <br /> Wolters Kluwer�inancial Ser�ices Page 6❑f 17 <br />