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2� 1 ��58�8 <br /> �C� "Lender" �s Home Federal Sa�i ngs and Loan Assr� �f Grand I s1 and <br /> Lender �s a Sa�i ngs ar�d Loan <br /> �rgani2ed and�xisting und�r the laws �f T�e State �f Nebraska . <br /> Lender's addr�ss is z2l Sout h LoGu st 5t G r a rtd I s�and NE �88D l <br /> . <br /> Lender�s the benefic�ary under this Security �n��rum�nt. <br /> tD� "Trustee" is Ar�nd R Baa�k, Attorney <br /> �E� "�Vote" means th�promisstiry zaote signed by Borrovver and dated September 0�, ��1� . Th�Note <br /> states that B�rraw�r�v�es L�nd�r �NE HU�DRED F I FTY FDUR TH�USAND E I�HT HU�ORED <br /> AND 4011�� <br /> Da�iars �U.S. $154,8��.�D }plus �nteres�. Borrower has promised to pay this debt in regular <br /> Period�c Payments and ta pay the d�b� �n full n�t�ater than D�to�er 1, 2D31 . <br /> �F� "Property" means �h�proper�y that�s d��cr�b�d bel�w u�der the head�ng "Transfer of Righ�s �n the <br /> Property." <br /> 4 G� "Lva n" means the debt ev�denced by�he Note, p�us interes�, any prepaymen�charges and late charges due <br /> under the N��e, and ai� sums due under�his S�cur�ty�nstrument, plus in�erest. <br /> �H� "Riders" means all Riders to th�s Securi�y Instrument�hat ar��xe�u�ed b�Bflrrow�r. The following Riders <br /> are to be ex�cu�ed by B�rrower �check b�x as applicabl�j: <br /> [� Adjustabl�Rate R�der � �ondomin�um Rider � Secand Hnme Rid�r <br /> 0 Balloan Rider � Planned tJn�t I]eve�opment Rider 0 1 W4 Fam�ly Rider <br /> � VA Rider � Bzweek�y Paym�nt R�der (� ��her��� �spe�ify� <br /> �I� "App�icable Law" means aI� con�ral�ing app�xcabl�federa�, sta�e and �oca� statutes, reguia�ions, ord�nances <br /> and administra��ve ru1�s and orders �tha�have th��ffec��f�avv} as well as ai� applicabi�f�nai, no�-appea�ab�e <br /> �udicial opinions. <br /> ��3 rr�nmmun�ty Ass�ciation Duesr F�`�'$, and Assessments" means all dues, fees, assessmen�s and other <br /> charges that are imposed on Borrov�er ar the Proper��by a condomin�um assoc�a��on, hom�own�rs <br /> assaciatzan or similar organ�zatzon. <br /> �K� "Electronic Funds Transfer" means any transfer of funds, a�h�r than a transac�i�n origina�ed by check, <br /> draft, �r s�mi�ar paper instrument, wh��h is initzated through an electronic terminal, telephonic instrument, <br /> �omput�r, �r magnetic�ape so as to ard�r, �ns�ruct, or autho��ze a financial institution to debit or credit an <br /> a�caun�. Such term includes, but is not��m�.�ed�o, point-of-sa�e transfers, automated teller machine <br /> transactinns, transfers initia���i by teleph�ne, v�ire transfers, and autama�ed c�ear�ngh�use transfers. <br /> 4L} "Escror►v Items" means thas��t�ms that are descri�ed in Sec�ian 3. <br /> �Ni� "Misceilanevus Proceeds" mean� any�ompensation, set��ement, award of damag�s, or pr�ce�ds paid by <br /> any �hird par�y �ather than�nsuranc�praceeds paid under th��ov�rag�� described in Sec�ion 5} far; ti� <br /> damage�o, or destruc�ion of, the Froper�y; �ii} candemnat��n ar o�her taking of all ar an�par�af the <br /> Property; �iii} con�eyance in�i�u af condemna�ion; or�iv}misr�pres�ntat�ons of, or omissxons as �o, the <br /> Walue andlor candition af the Pra er� . <br /> N�BRASKA-5ing�e�amily-�annie MaelFreddi�Mac L1NlF�RM lNSTftUMENT Form 3428 11�1 <br /> VMP Q VMP64N�}{1302} <br /> Wolters Kiuwer Financial 5ervices Page 2 of 1 7 <br />