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2� 1 ��579� <br /> �C} "Lender"is C�U�Ck�n L��►n� I r�c. <br /> . <br /> Lender�s a �orpora���n <br /> organized a�d existing under the laws of t h e S t a te a f M��h i g�n . <br /> Lender's address is 1d5� ���G�1n1��'d A1l�, D�ti"O1 t, MI 4$���-19�� <br /> �n� �iTrusteeE��s F�rst �mer��an T�t�e <br /> . <br /> {�� "NiERS"i�Mortgage Electron�c Registration�ystems, Inc. MERS is a separate corporation that is <br /> actin�solei�as a nom�nee for Lender and Lender'� successors and assigns. M.�RS is th�beneficiary <br /> under this�e�urit�Instrument. MERS is organized and existing under the laws of De�aware, and ha� <br /> an address and telephone number of P.�. Box 2�26,Ftint,MI 4850�-��26,t��. �88�}6?9-MERS. <br /> �F� "l�ote"meaas the promissory note s�gned by Borrower and dated AUg U S t ��, ��1� . The Not� <br /> states that Borrower ow�s Lender at�e HUnd�'ed Th��'ty Th�USand N1 n� HLk�1�rL'd FQ1"ty <br /> Three and �411a� <br /> I]o�lars�LJ.S. $ 1��,�4�.�� )p�us interest. Borrower has promised to pay this debt in regular <br /> Perivdic Payments and to pay the debt in fu�l n�t Iater than 5 e p t�m b�r 1, ��4�. <br /> ��} "Praperty"means the proper�y that is described belaw under the heading"Transfer of Rights in the <br /> Property." <br /> � "Loan"mean.s the debt evidenced by the Na�e, plus interest, and late charges due under the Note, and al� <br /> sums due under this Se�urity Instrument,p�us interest. <br /> �I} "Riders"means a11 Riders to this Secur�ty Instrument that are executed by Barrower. The following <br /> R.iders are to be e�ecuted by Barrower[check bax as applicable]: <br /> 0 Adjustable Rat�Rider 0 Condominium Rider 0 P�anned Unit Development Rider <br /> ��th�r Lega� �ttaChed <br /> 0 Rehabilitation Loan Rider <br /> �J} "Applicable Lav�"means a�t con#roll�ng applicable federal, state and local sta.tutes,regu�at�ons, <br /> ardinances and administrati�e rules and orders��ha�have the effect of 1a�v}as we11 as all app€icable final, <br /> non-appeaiable judicia�opinions. <br /> �I�} "Commun�ty Associatian Dues, Fees, and Assessments"mean.s all dues, fees, assessments and other <br /> charges�hat are imposed on Borrow�r or the Property by a condom�nium ass�ciatian,hom�owners <br /> a�sociatian or simitar or�aniza�ion. <br /> �L} "Electr�nic Funds Transfer"means any transfer of funds, vth�r than a transaction originated by check, <br /> draf�,or similar paper instrumentA which is initiated through an electronie term�nal,telephonic <br /> instrumeat,computer,or magnet�G tage so as to order, ins�.ru�t,�r authori2e a fnan.cial instituti�n to <br /> debit or credit an account, Such term includes4 but is not�imited to,point-of-sa.1e transfers,automated <br /> tel�er machine tran.sactions,transfers in��ia�ed�y�etephone,wire transfers,and automated cleaaringhouse <br /> �ransf�rs. <br /> FHA�eed a#Trvst INith MERS-NE 9i34I2414 <br /> 9ankers Systems'� VMP g VMP4N(NE)�15Q��.04 <br /> Vlloiters Kluwer Fir�ancial Services Pag��a�"�� <br /> qU3359815158 ��33 354 4217 <br />