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<br />NEBRASKA
<br />SECOND DEED OF TRUST
<br />(HRA Loan)
<br />This Second Deed of Trust (this "Second Deed of Trust "), is made as of MAY 12
<br />2000
<br />,XM(9 , by and among
<br />MELISSA R. GIRARJ "Trustor"), whose mailing address is 1011 SUN VALLEY DR; GRAND ISLAND NE 68$03
<br />COMMERCIAL FEDERAL BANK IIA FEDERAL ("Trustee-) whose mailing address is _�
<br />45� REQENC PARKWAY; O�HAGS��8114 Nebraska; and Nebraska Investment Finance Authority
<br />( "Bene iciary w ose man ing ad re Est 2 Commerce Court, 1230 O Street, Lincoln, Nebraska 68508 - 1402. !�
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the "Property "); and
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<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the "rents "),
<br />all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all right, title and
<br />interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may hereafter acquire in the
<br />Property, all easements, rights -of -way, tenements, hereditaments and appurtenances thereof and thereto, all water rights, all right,
<br />title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the right -of -way of any street or
<br />:ghway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in connection with the
<br />operty, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the "Improvements "), and all the
<br />estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and
<br />all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for severance
<br />damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the "Trust Estate ".
<br />For the Purpose of Securing:
<br />'A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />B. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of
<br />sixteen percent (16 %) per annum.
<br />The indebtedness described in paragraphs A and B above is referred to as the "Indebtedness.'
<br />This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the "Loan
<br />Instruments ".
<br />Trustor covenants that (i) Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate,
<br />(ii) the Trust Estate is free and clear of all liens and encumbrances except fcr easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the "First Deed of Trust "), and
<br />(iii) Trustor will defend the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of Indebtedness. Trustor shall pay when due the principal of, and the interest on, the Indebtedness and
<br />I other sums as provided in the Loan Instruments.
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<br />2000
<br />,XM(9 , by and among
<br />MELISSA R. GIRARJ "Trustor"), whose mailing address is 1011 SUN VALLEY DR; GRAND ISLAND NE 68$03
<br />COMMERCIAL FEDERAL BANK IIA FEDERAL ("Trustee-) whose mailing address is _�
<br />45� REQENC PARKWAY; O�HAGS��8114 Nebraska; and Nebraska Investment Finance Authority
<br />( "Bene iciary w ose man ing ad re Est 2 Commerce Court, 1230 O Street, Lincoln, Nebraska 68508 - 1402. !�
<br />FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER
<br />OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust,
<br />the real property, legally described on Exhibit A attached hereto and incorporated herein by reference (the "Property "); and
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<br />TOGETHER WITH, all rents, profits, royalties, income and other benefits derived from the Property (collectively, the "rents "),
<br />all leases or subleases covering the Property or any portion thereof now or hereafter existing or entered into, and all right, title and
<br />interest of Trustor thereunder, all right, title and interest of Trustor in and to any greater estate in the Property owned or hereafter
<br />acquired, all interests, estate or other claims, both in law and in equity, which Trustor now has or may hereafter acquire in the
<br />Property, all easements, rights -of -way, tenements, hereditaments and appurtenances thereof and thereto, all water rights, all right,
<br />title and interest of Trustor, now owned or hereafter acquired, in and to any land, lying within the right -of -way of any street or
<br />:ghway adjoining the Property, and any and all alleys and strips and gores of land adjacent to or used in connection with the
<br />operty, and any and all buildings, fixtures and improvements now or hereafter erected thereon (the "Improvements "), and all the
<br />estate, interest, right, title or any claim or demand which Trustor now has or may hereafter acquire in the Property, and any and
<br />all awards made for the taking by eminent domain, or by any proceeding or purchase in lieu thereof, of the whole or any part of
<br />the Trust Estate, including without limitation any awards resulting from a change of grade of streets and awards for severance
<br />damages.
<br />The Property and the entire estate and interest conveyed to the Trustee are referred to collectively as the "Trust Estate ".
<br />For the Purpose of Securing:
<br />'A. Payment of indebtedness evidenced by any promissory note of Trustor in favor of Beneficiary; and
<br />B. Payment of all sums advanced by Beneficiary to protect the Trust Estate, with interest thereon at the rate of
<br />sixteen percent (16 %) per annum.
<br />The indebtedness described in paragraphs A and B above is referred to as the "Indebtedness.'
<br />This Second Deed of Trust, any promissory note of Trustor in favor of Beneficiary and any other instrument given to
<br />evidence or further secure the payment and performance of any obligation secured hereby are referred to collectively as the "Loan
<br />Instruments ".
<br />Trustor covenants that (i) Trustor holds title to the Trust Estate and has lawful authority to encumber the Trust Estate,
<br />(ii) the Trust Estate is free and clear of all liens and encumbrances except fcr easements, restrictions and covenants of record and
<br />the Deed of Trust from Trustor encumbering the Property dated on or about the date hereof (the "First Deed of Trust "), and
<br />(iii) Trustor will defend the Trust Estate against the lawful claims of any person.
<br />To Protect the Security of this Second Deed of Trust:
<br />1. Payment of Indebtedness. Trustor shall pay when due the principal of, and the interest on, the Indebtedness and
<br />I other sums as provided in the Loan Instruments.
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