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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Keith Lulow <br />Suzanne M Lulow <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NEBRASKA-Single Family-Fannie M ae/Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP Q <br />Wolters Kluwer Financial Services <br />201605757 <br />16-07-000008 <br />Form 3028 1/01 <br />VMP6A(NE) (1302) <br />Page 16 of 17 <br />