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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive <br />Grand Island, NEBRASKA 68802 <br />IDS, Inc, - 31639 <br />DEED OF TRUST <br />1--� <br />0 <br />N.) <br />c 1 <br />• <br />n <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 31, 2016, together with all Riders to this <br />document. <br />(0) "Borrower" is Edwin H Del Cid Ruano, a single person, and Natalia Ramirez, a single person. Borrower is the <br />trustor under this Security Instrument. <br />(C) "Lender" is Exchange Bank, organized and existing under the laws of NEBRASKA. <br />Lender's address is 1204 Allen Drive, Grand Island, NEBRASKA 68802. Lender is the beneficiary under this Security <br />instrument. <br />(D) "Trustee" is Exchange Bank. <br />Trustee's address is 1204 Allen Drive, Grand Island , Lancaster County NEBRASKA 68803. <br />NEBRASKA - Single Family- Fannie MaelFreddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 1 of 13 <br />Borrower(s) Initials 1'/l•or a, fl(L <br />