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2� 1 ��5722 Subject ta the pro��sions of Section 18,any Successor in Interest of Borrower who assumes Borrov�er's obligations under th�s Secur�ty Instrument in writing,and is approved by Lender, shall obtain all of Borrower's r�ghts and benefits under this Security Instrument.Barrower shall not be released fram Borrower's obligations and liability under this Se�urity Instrurnent unless Lender agrees to su�h release in writing.The co�enants and agreements of this Security Instrument shall bind(except as pro�ided in Section 20}and benefit the successors and assigns of Lender, '14. Loan Charges. Lender may charge Borrvwer fees for ser�ices performed in connection with Borrower's defau�t,for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, in�Iuding,�ut not�imited to,attorneys'fees,property inspection and valuation fees. In regard to any ather fees,the absence of express authority in this�e�urity Instrument to charge a specific fee to Borrower shall not be construed as a prohibit�on on the charging of such fee. Lender may not charge fees that are expressly prohibited�y this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets max�mum loan charges,and that law is f�nalty interpreted so that the interest or other Ioan charges collected or to be col�ected ir�connection with the Loan exceed the permitted limits,then: �a}any such loan�harge shal�be reduced by the amount necessary to reduce the charge to the permitted limit;ar�d[b}any sums a�ready collected from Borr�wer wh�Gh exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direGt payment to Borrower.If a refund reduces principal,the reduction will be treated as a partial prepayment without any prepayment charge(whether or not a prepayment chaxge is provided for under the Note}. Barrower's acceptance of any su�h refund made by direct payment to Borrower wi11 constitute a wa��er of any right of action Borrower m�ght have arising out of su�h o�ercharge. 15. Noti�es. All notices gi�en by Borrawer or Lender in connection with this Security Instrument must be in writ�ng.Ar�y r►otice to Borrow�r in connectian with this Security Instrument shall be deemed ta ha�e been gi�en to Borrower when mailed by first class mail or when actually deli�ered to Borrower's notice address if ser►t by other means.Notice to any one Borrower shall const�tute notice to ai1 Borrowers untess Applicable Law express�y requires otherwise.The n�tice address shall be the Property Address unless Borrower has designated a subst�tute notice address by notice to Lender. Borrower shal�promptly notify Lender of Borrower's char�ge af address.If Lender specifies a ro�edure for reporting Borrower's change of address,then Borrower shall only repor�a change of � address through that specified procedure.There may be only one designated noti�e address under thi� Security Instrument at any one time.Any notice ta Lender shall be given by deli�ering it or by mailing it hy first c�ass mail tv Lender's address stated herein unless Lender has des�gnated ati�ther address b notice ta Barrower.Any nati�e in cannection with this Security Instrument shall not be deemed to y ha�e been gi�en to Lender until actually recei�ed by Lender,If any notice required�y this Secur�ty Instrument�s atsa required ur�der Applicable Law,the Applicable Law requirement will satisfy the corresponding re�uirement under this Security Instrument. 1�. �o�ern i ng Law; Se�era�i lity; Rules of Construction. This Security Instrument shall be o�erned by federal Iaw and the law of the jurisdiction in which the Property is lacated.All rights and � • • ' ' ' ' ' t to an re uirements and limitations of ob�igat�ons conta�ned�n this 5e�urity Instrument are subjec y q Applicable Law. Applicable Law might explicitiy or imp��citly allow the parties to agree by contract HCFG-00359 NEBRASKA-5ingie Family-Fannie MaelFreddie Mac UNIFDRM INSTRUMENT Form 3�28110� �� 44l1fi Wbtters Ktuwer Financi�l Servives 2D16092315.3.2.354�J-J2016U426Y Page 12 of 1 T 4 �