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2� 1 ��5�52 Parcel I D N u m�er:4 D�13��71 �vhich currently has the address of 9la W �nh� St �S'treet� G r a r�d I s 1 a n d �C`ity}, Nebraska 688�1--6644 ��p�'ode} ("Prop�rty Address"): T�GETHER�VITH a�l the improvem�nts now�r hereafter erected an the property,and atl easements, appurtenances,and fixtures now or hereafter a part of the praperty.All repiacements and additions sha11 a1s� b�c��ered by�his S�cur�ty Ins�rument.A�1 af�he faregoing is referred to in this Security Ins�rument as the "Property."Borrawer understan.ds and a,grees that MERS h�lds on�y 1ega1 title to the interests granted by Borrawer in this Security Instrument,but, if necessary ta compiy with 1a�v or custom,MERS(as nominee for Lender and Lender's successars and assigns}has the r�ght: to exercise any ar all�f those interests, including, but not limi�ed to,the right to fareclose and se11 the Property;and to take any action required of Lender includin�,but not�imited to,releasing and cance�ing this Securit�r Instrument. B�1�R��ER C��ENANTS that Borrow�r is lawfully se�sed of the estate hereby convey�d and has the righ� to grant and Gonvey the Pr�perty and that the Property is unencumbered,exeept far encumbranc�s of record. $orrovver warrants and will�efend generally the tit�e to the Fr�perty against a1�claims and demands,subject to any encumbrances of rec�rd. THIS SE�URITY INSTRUMENT comb�nes uniform covenants f�r national use and nan-unifor�m covenants �v�th�imited variativns by jurisdiction to c�nstitute a uniform security�nstrument covering rea�property. UNIF�RAII ��VEN�INTS.B�rrower a�xd Lender�ovenant and agree as fallows: '�. Payment of Principa�,lnter�st, Escrow It�em�, and Late�harges.Borrower shal�pay�hen due �he principal of,and�nterest an,the debt evidenced by the Na�e and tate char�es due under the N'ote. B�rrower sha11 a1s�pay fund�for Escrow Items pursuant to Section 3. Payments due under the N�te and this Security Instr�umen�sha�l be made in U.S,currency. Howe�er, if any check or other instrument recei�ed by Lender as payment under the Note or this Security��nstrumen�is returned to Lender unpaid, Lender may require that any or a11 subsequent payments due under the Note and thi�Security Instrument be made in one or more of the foll�wing forms,as select�d by Lender: �aj cash;�b}money�rder; �c} certified check,bank�heck,treasurer's check�r cashi�r's check,provided any such check is drawn upon an�nstitutior�whase dep�sits are insured by a federal agency, instrumentality,or entity;ar(d}Electranic Funds Transf�r. Payments are deem�d received by Lender when rec�i�ed at the location designated in the Nate or at such ather loc�tion as may be des�gnated by Lender in acc�rdance with the notice provisions in Section 14. Lender may return any paymeat or partial payment if the payment or part�al payments are insufficient to bring the Loan current. Lender may accept any payment or part�al payment insufficient to bring the Loan current,withaut waiver of any rights hereunder or prejudice�a�ts righ�s to refuse such payment or partial payments in�he future,but L�nder is not obligated to apply such payments at the time such paymen�s are accepted.If each Periodic Payment is applied as of its scheduled due date,then Lender need not pay interest on unappiied funds.Lender may hold such unappli�d funds until Borrower makes paym�nt to bring the La�n current. If Borrower does not d�so withi�a reas�nable peri�d of time, Lender sha11 either apply such fund�or return them to Borr�wer. If not appl�ed earlier, such funds will be applied to the outstanding prineipal balance under the Note immediatety prior to foreclosure.No offset or claim which Borrawer might have naw ar in the future agains�L�nder shal�relieve Barrower from making payrnen�s du�uader the Note and this Security Instrument or perfarming the eo�enants and agreements secured by this Security Instrument. FHA Deed af Trust With MERS-NE 9I3412414 Banicers SystemsT�+ VMP� VMP4N�NE}(154B}.4� Woiters Kluwer Financial Services Page 4 of 17 q�33597fifi685 a233 357 �417