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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Benj .' R Shafer <br />My Commission Expires: P <br />GENERAL NOTARY - State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />My Comm. EA). September 8, 2019 <br />- Witness <br />ourtaey L Shaf <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this day of <br />0200 , by Benjamin R Shafer nd CourtnA y Sha r. <br />Witness my hand and notarial seal at rand S�YrIt q in said County, the date aforesa <br />otary Public <br />Loan originator (organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matthew Aaron Brazil; NMLS #: 1432733 <br />IDS, Inc, - 31639 <br />201605640 <br />- Witness <br />Seal <br />- Borrower <br />NEBRASKA - Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />