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2� 1 ��5�31 r�quired by RESPA, and Borr�wer shall pay to Lender the amount necessary to make ug the deficiency in _ a��ordance w�th RESPA, but in na more than 1�monthly payments. IJpon payment �n fu�� af ai� sums secured by this Secur�ty �nstrumen�, Lender shall promptly r�fund ta B�rraw�r an�r Funds�ae�d by L�nd�r. 4. �harges; L�ens. Borrower shall pay ai� taxes, assessmen�s, charges, fines, and impasit�ons a�tributable to the Praper��wh�ch can a��ain prior�ty over�his Se�urity �nstrument, ieasehold payments or ground rents on the Proper�y, if any, and Commun�t�r Assacia�ion Dues, Fees, and Assessments, �f an�. Ta the extent tha� these items are Eserow Items, Borrower shal� pay them�n the manner prov�ded �n Sect�fln 3. Barrawer sha11 promptly discharge any lien vvhich has priorit� �v�r this Security Instrumen�un��ss Barrower: �a} agr��s �n wri�ing to the pa�ment of�he o�l�gation s�cured by the lien in a manner accep�able �o Lender, bu�only so Iong as Borrower is gerforming such agreement; �b} cantes�s�he�ien�n good fa�th by, or defends aga�nst enfarcement flf the Iien�n, Iega�proceedings which �n Lender's op�nion operate to pre�en� �he enforc�ment of the Iien wh��e those prac�ed�n�s ar�p�nd�ng, bu�an�y unt�� such proc�ed�ngs are conc�uded; ar�c} secures fram th�hold�r of the �i�n an agr�em.�n�satisfac��ry ta Lender subord�nat�n� the �ien�� hi� Se�urity Instrument, �f Lender de�ermines �ha� any par�af the Prop�rty is sub�ect to a I�en wh�ch can a�tain przar�ty over this Securit� Instrument, Lender may give B�rrati�er a no�ic�i��n��fy�ng the l�en. �Vithin ��days of the date an�vhich that nn��Ge is g��en, Barrawer shall sat�sfy �he lien ar take ane or more �f�he actiflns s�� far�h abov��n thxs Sec�xon 4. L�nder ma� requir�Borro�ver�ti pay a aneWt�me charbe for a rea� es�ate tax�er��cation andlor reportzng s�rvice us�d by Lender in connection with th�s Loan. 5. Property 1nsu�ance. Barr�wer shall keep �he improvements now existing�r hereafter erected an�he Property in�ured aga�nst Ia�s by fire, hazards ir�ciuded�vi�hin the term "ex��nded caverage," and any other hazards includin�, but no�Iimi�ed �o, ear�hquakes an�floods, f�r which Lender requir�s insurance. Thi� insurance sha��be ma�r��a�ned �n the amounts �inc�ud�ng deduct�ble le�e�s} and for the per�ods that Lender requ�res. �hat Lender requ�res pursuan��o the preced�n� s�ntences ca��hange during th�ter�.�af the Loan. The �nsurance carri�r pra��d�n� the �nsurance shal� be ch�sen by Borraw�r sub�e�t to Lender's ri�ht to disapprove Borro�ver`s choi�e, whi�h righ� shall not be exerc�sed unreas�nab�y. Lender may requ�re Borrov�er�o pa�, in cnnnecti�n WXth this Loan, either: �a} a one-��rne char�e for flaod zone deterz��.�nat�on, certifica��on and�ra�k�ng ser��C�s; ar�b} a one-t�me charge for flood zon�de��rm�na�ion and cer�if�cation serv�ces and su�se�u�nt charges each��me r�mapp�ngs �r s�mi�ar chanbe�accur wh�ch reasflnabiy might aff�ct such determinat�an or certif��atian. Bflrrawer sha�l a�so be respansib�e fflr the paymen�of any f��s �mpos�d by th�Federai Emergency Management Ag�ncy in��nnect�an with �he rev�ew of any flood z�n� d�t�rn�.�nation resu�ting from an objec�ion by Borrflwer. If B�rro�er fails �o ma�ntain any of the�overag�s descr�bed abav�, Lender may obtain insurance c�verage, at Lender's opt�an and Borra�er's e�p�nse. L�nder is under na�biigat�an to purchase any particular type or amaunt af caverage. Ther�for�, such c�Werage sha�� cov�r Lender, �ut m�gh�nr m�gh�no�pratect Borr�wer, Borraw�r's equit� in the Prop�rty, or�he cantents �f the Proper�y, a�ainst any r�sk, hazard ar��ab��ty and might pro�ide greater or lesser cov�rage than was previausl� in�ffect. Borrov�er acknovvledges that th�cas� of�he �nsurance c��erag�so obtain�d might significant�y e�ceed the cost of insurance tha�B�rrower cau�d ha�e abtained. Any amounts d�sbursed by Lender un�er th�s Section S shall becom�additional debt af Borrower s�cured by th�s Securit� �nstrument, The�e amoun�s shall bear�n�eres�at the Nate rate fr�m the date of disbursem�nt and sha�� be payab�e, w�th such �nter�st, upon not�ce from Lender to Barrawer reques�ing payment. NEBftASKA-Singte Family-�annie Mael�reddie Mac UNIFQRM INSTRUMENT Form 34Z8'�141 VMP� VMPfi(NE��13�2y Wolters K1t�wer�inanci�I 5er�i�es Pac�e 5 vf 17