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2� 1 ��5�31 �C; "�ender" �s Hom� Federa� Sa��n�s a�d Loan Assr� of �rand I s�ar�� Lender is a 5a�i ngs and Loan organized and existing under�he Iaws af Th� S�ate of Nebraska . Lender's addr�ss �s 22l S�ut h �o�ust St �ran� I s 1 and NE �8$�1 Lend�r�s �h�b�nef��iary under�h�s Se�uri�y �ns�rument. tD� "Trustee" �s Arend R Baa�k, Attorney �E j "N ote" means the prQmissory n�te signed by Barrawer and da�ed Au gu st �5, 2 016 . Th� Note sta�es�hat Borrower owes Lender �NE ��NDRED S 1 XTY T��USAND AN� �Q/10� Dallars �U.S. $16�,0��.�� }pius �nteres�. B�rrow�r has prom�se��pa�r this d�bt in regular Per�od�c Paym�nts and to pay the deb� in full not later�han Septemb�r 1, 2a2F . �F} "Property" m�an� the proper�y that is described bel�u� under�he head�ng "Transfer�f Rights in the Proper�y," 4 G� "Loan" m�ans �he d��t e�idenc�d�y the N�t�, p�us interest, any pr�pa�men�charg�s and �ate Gharg�s due under�he Not�, and a�l sums due und�r this Secur�ty Ins�rument, plus int�r�s�. {H} "F�iders'T means all Riders to this Security �nstrument that are execute�by Barrower. The fallowing R.iders are to be�xecu��by B�rrawer [ch�ck b�x as appl�cabie�: � Adjus�able Rate Rider � �ondominium Rider � Secand Home Rider �] Balloon Rider 0 P�anned Unit DeUelopmen�Rid�r � �W4 Famil� R�der � VA Rid�r � B�week�y Payment R�d�r C� o�n�r�5} ��p��y� �!} "App��cabl� Law" m�ans aIl con�ro�ling appli�able federal, state and �ocal s�a�u�es, regulatians, ordinances and administrative i-ules and ord�rs �that ha�v�the effect of 1aw} as wei� as a11 applicable final, non-appeaiab�� judi��al opiniflns. �J� "Community Ass�ciativn Dues, Fees, an�# Assessments" n�eans a�� due�, fees, a�s�ssmen�s an� other char�es tha� are impos�d an Borraw�r or the Proper�y by a condaminium asso�ia�ioi�, hame�wners assflc�at��n or simi�ar organi2ation. �� "�le�trvnic Funds Transfer" means any transfer of funds, other than a transac�ion nr�g�nated by�h��k, draf�, ar similar pager instrument, �h�ch �s �nitiated �hr�ugh an e�ectron�c t�rm�na�, �e�eph�n�C ins�rumen�, �ompu��r, or magnet�c tape so as ta order, instruct, or author�ze a f�nanc�al �nst��u�ion ta deb�t or cr�d�t an accaunt. Such t�rm in��ud�s, bu� is not��m�t�d to, pointwaf sa�e transfers, au��rn�ated�eller mach�ne transac�i�ns, transfers initiated by teiephone, wire transfers, and automated clearinghouse transfers. �L} "Escravv �tems" means �h�se �tems that are des�r�bed in Section 3. {N1} "Miscellanevus P�raceeds" m�ans any carnp�nsation, set��ement, award of damages, or proceeds pa�d by any third party ��her than insurance praceeds pa��i under the Goverages described in�ec�ion 5} for: �i} damage�o, ar destruct�on�f, th� Proper�y; �i�} cond�mnatzon or�th�r tak�ng nf a�� ar any part af the Property; (��i} conv��anc�in lieu of cand�mnation; or�iv}misrepresentati�ns of, or amissions as�o, the value andlor cand�t�on of�he Pra ert . N�BRASKA-Singfe�amily-Fannie Mael�redciie Mac UN�F�RM ENSTRUMENT Form 3Q28 110� VMP Q VMPfi�NEf�13��f Wviters Kluwe��inancial Ser�ices Page 2 af 17