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(j) Application of Payments. Unless otherwise required by law, sums paid to Lender hereunder, including without limitation payments of principal and interest, insurance proceeds, condemnation proceeds and rents and profits, shall be applied by Lender to the amounts due and owing from Trustor and Borrower in such order as Lender in its sole discretion deems desirable. (k) Severability. If any provision of this Deed of Trust conflicts with applicable law or is declared invalid or otherwise unenforceable, such conflict or invalidity shall not affect the other provisions of this Deed of Trust or the Note which can be given effect without the conflicting provision, and to this end the provisions of this Deed of Trust and the Note are declared to be severable. (1) Terms. The terms "Trustor" and "Borrower" shall include both singular and plural, and when the Trustor and Borrower are the same person(s), those terms as used in this Deed of Trust shall be interchangeable. (m) Governing Law. This Deed of Trust shall be governed by the laws of the State of Nebraska. Trustor has executed this Deed of T st as of the date written above. T for Justin Ryan Portenier \3.11 Trusto y STATE OF Nebraska COUNTY OF Hall STATE OF COUNTY OF STATE OF COUNTY OF me this COL The foregoing Acknowledgement of Deed of Trust and Deed of Trust were acknowledged before me this 26th day of August , 2016 b Justin R Portenier and Tiffany Lynn Portenier, husband and wife and were executed in the order set forth above. GENERAL NOTARY - State of Nebraska KEVIN R WICK My Comm. Exp. August 10, 2019 ) > ss: ) ) > ss: ) ) > ss: ) Loan Originator Organization: Platte Valley Bank NMLSR ID: 452996 Individual Loan Originator: Kevin R. Wick NMLSR ID: 465101 T rustor T rustor 201605562 The foregoing Acknowledgement of Deed of Trust and Deed of Trust were acknowledged before me this day of , by of a corporation, on behalf of the corporation, and were executed in the order set forth above. Notary Public The foregoing Acknowledgement of Deed of Trust and Deed of Trust were acknowledged before day of , by , a partner on behalf of , a partnership, and were executed on the order set forth above. Notary Public 7497.CV (11/15) Page 5 of 5 GOTO(0047519b)