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2� 1 ��5491 Any amounts disbur�ed by Lender under this Section 9 sha11 became additional debt of BorrQ�er secured by this Security�nstrument.'These amaunts shal�be�r intere�t at the N�te rate from the date of disbursement and sha�l be paya�ale,with su�h int�re�t,upan notice from Lend�r to Barrow�r requesting payment. If th�s Security Instrument is on a�easehold,Borrower shal��omply with a11 the pro�risions of the lease. If Borro�ver acquires fee��tle to the Proper�y,t�e leasehold and the fee tit�e sha��not merge unless Lender agrees t�the merger in writing. 'I D. Mortgage lnsurance.If Lender required Mortgage Insurance as a cond��ion of making the Loan, Borro�ver sha��pay the premiums requir�d to mainta.in the Martgage Insurance in effect. If, for any reas�n,the Mortgage Insurance eoverage required by Len�er ceases t�be available from the mortgage insurer that previously provided such insurance and Borrower was required to make sepa.rately designated payments toward the premiun�s for Mortgage InsuranGe,Barrovver sha11 pay the premiums required to obtain coverage subs�a.ntially equivalent ta the Martgage Insurance previously in effect,at a�ost substa.ntially equivalent to �he cost to Borrower of the Mortgage Insura�nce prev�ousl�in effect, from an alternate mortg�ge insurer s�lected by Lender. If substantially equivalent Mortgage Insurance co��rage is not a�ai�able,Borrower shall continue to pay to Lender the amount�f the separately designated payments that�uere due when the insuran�e caverage ceas�d to be in effect. Lender wi11 accept,use and retain these payments as a non-refundable�oss reser�e xn 1�eu of Mortgage Insuranee. Such loss resea�ve�ha11 be non-refundable, notwithstanding the fact that the Loan is ultimately paid in fu11, and Lender shall not be required to pay Borr�wer any�nterest or earnings on such�oss reser�e. Lender can no longer re�uire toss reser�e payments �f Mortgage insurance co�erage(in the amount and for the period that Lender requues}provided by an insurer se�ected by Lend�r again l�e�omes available, is obtained,and Lende��equi��separately desig��ted payments taward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condit�on of making the Loan and Borrower was required to make separately designated payments toward the premiums far Mor�gage Insurance,Borrower sha11 pay the premiums required to maintain Mortgage Insurance in effect,or to provide a non-refundable los�reser�e,un�i1 Lender's requir�men�for Martgage Insurance ends in accordance�ith any writ�en agreement betweea Borrovver and Lender pro�iding for such termination�r until terminatian is re�uired by Applicable Law.�othing in this Section 1�affects Borrower's obligation to pay interest at the rate pro��ded in the Note. Mortgage Insuranc�reirnburses L�nder(or any entity that purcha�es the Note)for certain losses it may inctu if Borrower does not repay the L�an as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluat�thei.r total risk o�n a11 such insurance in farc�from time ta t�me,and may enter into agreem�nts with vther parties that share or modify their risk,or reduce 1oss�s. Tbese agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party(or parties}to th�se agreements. These agreernents may require�he mortgage insurer to make payments using any saurce of funds that the mortgage insur�r may have availab�e�vvhich may include funds abta�ned from Mortgage Insuran�e premiums). As a resu�t of these agreements,Lender,any purc�aser of the Note,ana�her insurer,any reinsurer,any other entity,or any affi�iate of any of the foregoing�n�ay receive(dir�ct��r or indirectly}amounts that deri�e from(or might be characterized as�a portion of B�rro�ver's payments for Mortgage Insurance, in exchange for sharing or modifying th�mortgage insurer's risk,or reducing losses. If such agreement pravides that an aff��ate of Lend�r ta.kes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangement is o�en termed"captive reinsurance."Further: q�33562241�9 U233 43l 0917 NEBRASKA�ingle Famify-Fannie MaelFreddie Mac tJNIFORM 1NSTRUMEPVT WITH MERS Form 3428 1141 VMP� VMP6A(NE}(1342}.44 Wolters Kiuwer Financial Services Page 9 of 1�