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2� 1 ��5491 services and subs�quent charges each time remappin�s or similar changes�c�ur which reasonably might affect such determination or certif�at�on. Barrower shall alsa be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in conn.ection with the revie�of any fload 2one determination resulting fram an ob j ection by�orraw�r. If�3orrower fa��to maintain any of the caverages described above,Lender may obtain insurance caverage, at Leader's option and Borr�wer's expense. Lender is under no obligation to purchase any particular type or amount of coverag�. Therefore, such�Qverag�sha11 cover Lender,but might ar might not protect Borrower, Borrower's equi�y in the property,ar the contents of the Property,against any risk,hazard or liability and might provide grea�er or lesser coverage than was previously in eff�ct. Borrower aeknvvvledges that�he cost of�he insurance coverage so ob�ained might signif�antly exceed the c�st of insurance that Borro�ver couid h��e obtained.Any amounts disbursed by Lender under this�ection 5 sha11 became additional debt af Borro�ver s�cured by this Security Instrument. These amflunts shall bear interest at the Note rate from the date of d�sbursement and shall be payab�e,with suGh intere�t,up�n noti�e from L�nder ta Borrower requestin,g payment. A11 insurance policies required by Lender and renewals of such po�icies shall be subject t�Lender's r�gh��o d��sapprave such p�iicies, sha11 include a standard r�ortgage clause, and shall name Lenc�er as mor�gagee andlflr as an additionalloss payee, Lender sha��have the right to hold the policies and renewal certificates. If Lender requires,Borrower sha11 pramptly give to Lender all r�ceipts of pa�d premiums and renewal notices. �f Bortower obtains any form of insuranc�covera�e,not other�ise requued by Lender, for damage to,or destruetion of,the Property, such poliGy sha11 include a standard mor�gage clause and sha11 name Lender as martgagee andlor as an additionalloss payee. In the e�ent of�ass, Borrower sha�1 give promp�notice to the insurance carrier and L�nder. Lender may make proof af�oss if aot made promptly by I�orrower. Unless Lender and Bortvv�er other�v�se agree in writingA any insurance proceeds,�vhether or not the underly�ng insurance was required by Lender,shatl be applied to res�oration or repair of the Property, if the restorati�n or repair�s economica��y f�asible and Lender's security is not lessened. During such repair and restoration period,Lender shalt have the right to hold such insurance prvc�eds unti�Lender has had an oppartu��r to inspect such Proper�to e�s�are the v�ark has been cdmp�eted ta Lender's satisf�ct�on,pro�ided that such inspection sha11 be undertaken promptiy. Lender may disburse pro�eeds for the repairs and restoration in a s�ngle payment or in a series of progress payments as the work is complete�l. Unless an agreement is made�n vv'riting ar Appli�able Law requires ia�erest to be paid on such insurance proceeds,Lender sha11 not be required�o pay Barro�ver any intere�t or earnings on s�ch proceeds. Fees for public adjusters,or o�her third parties,retained by�orrower shall not be paid out�f the ins�ance proce�ds and s'�a11 be the sole obligation of Borro�v�r.I�the restorati�n or repair is not econ�mica�ly feasible or L��der's secur��y would be lessened,�he insurance praceeds sha11 be applied to the sums secured by this Security Ins�rument,�vhether or not then due,with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the arder provided for in Section 2. If Borro�tuer abandons the Praperty,L�nder may fi1e,negotia�e and settle any avaitab�e�asurance claim ant� related ma�ters. If Borrower does not r�spor�d tivithin 3�days to a notice from Lender that the insurance casrier has affered to sett�e a claim,then Len�ler may negotiate and settl�the claim.The 3�-day period wi11 begin when the noti�ce i�given. �n ei�her�vent,or if Lender acquires the Property under Sectian�2 or otherwise,Borrower hereby assigns�o Lender�a)Borrower's rights to any insurance pr�ceeds in an amount not t�exceed the amounts unpaid under the Note or this Security Instrument,and�b)any other of Borrow�r�s rights(other than the right ta any refund af unearned premiums paid by Borrower}under all insurance po�icies caverin�the Property, insofax as such rights are applicable ta the coverage of the Property. Lender may use th�insurance proceeds either to repair or restore the Property or ta pay amaunts unpaid under the Note or th.is Secw�i.ty Instrumen�,whe�her or not then due. MEBRASKA�i�gie Family-Fannie MaelFr�eddie Mac IJNIF�RM INSTRUMENT WfTH MERS FoRn 3028 1141 VMP� VMP6A(NE}[13�2}.04 Wolters K�uweE Financiai Services Pag�7 of 17 q03355224179 4�33 431 �717