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Return To: Bank of Doniphan <br />PO Box 270 <br />Doniphan, NE 68832-0270 <br />Prepared By: Bank of Doniphan <br />PO Box 270 <br />Doniphan, NE 68832-0270 <br />O Adjustable Rate Rider <br />O Balloon Rider <br />O VA Rider <br />Deed of Trust <br />Cr) <br />/-- <br />C3r) (;) <br />Definitions. Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this <br />document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated August 19, 2016, together with all <br />Riders to this document. <br />(B) "Borrower" is Irene A Cuellar and Bernardino Cuellar Terrazas, Wife and Husband. Borrower <br />is the trustor under this Security Instrument. <br />(C) "Lender" is Bank of Doniphan. Lender is a state non-member bank organized and existing <br />under the laws of Nebraska. Lender's address is PO Box 270, Doniphan, NE 68832-0270. Lender is <br />the beneficiary under this Security Instrument. <br />(D) "Trustee" is West Gate Bank. <br />(E) "Note" means the promissory note signed by Borrower and dated August 19, 2016. The Note <br />states that Borrower owes Lender one hundred two thousand four hundred and 00/100 Dollars <br />(U.S. $102,400.00) plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than September 1, 2046. <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in <br />the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late <br />charges due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The <br />following Riders are to be executed by Borrower [check box as applicable]: <br />O Condominium Rider 0 Second Home Rider <br />O Planned Unit Development Rider 0 1-4 Family Rider <br />O Biweekly Payment Rider 0 Other(s) [specify] <br />V01.1.1.3884 <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />VMP® 06/2016 <br />Wolters Kluwer Financial Services 2018081716.1.0.3638-N20180620N Page 1 of 12 <br />