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201605441 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Bottower and recorded with it. <br /> �'""— � t�� (Seai) (Sea11 <br /> ohn R Dubbs -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> (Seal) (Seal) <br /> -Borrower -Borrower <br /> Wifiess: Wifiess: <br /> NEBRASKA—Single Family—Fannie MaeJFreddie Mac UNIFORM INSTRUMENT-MF.RS po��� <br /> Foim 3028 1/01 Page 14 of 15 www.docmag(c.com <br />