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200003897 <br />Borrower will continue to be obligated under the Note and this Security Instrument unless <br />Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is delivered or mailed within which Borrower must pay all sums <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />pages 1 through 3 of this Adjustable Rate Rider. <br />'GEORGFAE K. MILLER - Borrower <br />J <br />(Seal) <br />NILES MILLER - Borrower <br />— (Seal) <br />- Borrower <br />MICHAEL CLINGERMAN - Borrower <br />— (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />MULTISTATE ADJUSTABLE RATE RIDER LIBOR 6 MONTH INDEX (AS POSTED <br />BY FANNIE MAE)-Single Family -FNMA UNIFORM INSTRUMENT Form 3136 6/94 <br />Document systems, Inc. (800) 649 -1362 Page 3 of 3 <br />31363.RDR <br />