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2� 1 ��54�5 <br /> requir�d by RESPA, and B�rro��er sha�i pay�o Len�er the amount necessary to make up the de�c�en�y �n <br /> accordance w�th R�SPA; but in na m.�r��han �� man�hly paym�n�s. <br /> Upon payment �n full �f a�� sums secured by this Security Ynstrum�nt, Lender shal�promptl� r�fund �o <br /> �3orrower an�r Funds held by Lender. <br /> 4. �harg�s; Liens. B�rro�ver sha�I pay a�l �axes, ass�ssmen�s, charg�s, f nes, and imposi�ions attr�butab���o <br /> the Proper�y whi�h Gan attain priority�v�r�h�s Se�ur��y �nstrument, leasehold paymen�s or graund rents on <br /> the Pr�per�y, if any, and Community Associat�on Dues, F��s, and Ass�ssment�, if any. To the ext�n��hat <br /> these items are Escraw It�ms, Barrawer sha�l pay th�m in the mann�r pro�r�d�d�n S�ction 3. <br /> Borrower sha��prompt�y d�scharge any li�n v�hi�h has priority aver thxs S�cur��y �nstrument unless <br /> Barrower: �a} agrees in wr���ng to�he paymen��f the obligation s�cured by th���en in a manner acceptable <br /> to L�nder, but oniy s� l�ng as Borrawer�s performing su�h agreem�nt; �b} c�n�ests th�Iien in good faith by, <br /> ar defends again�t enforcement of the�ien �n, ��ga� proce���ngs vvhich in L�nder's opinian operate t�prevent <br /> �he enforc�ment of the lien while tho�e proce�d�ngs are pending, hut�nly unt�l such proceedings are <br /> c�nc�uded; or�G} secures fr�m the hold�r of the lien an agreernent sat�sfac��ry to Lender subflrd�na�ing th� <br /> Iien�o this Secur�ty �nstrument. If Lender d�termines�hat any part af�he Praperty is subject�a a l�en wh�ch <br /> can attain priar�t��ver this �ecur�t� �ns�rum�nt, Lender may give�arr�wer a natice id�n�ify�ng the l��n. <br /> VL��th�n ��days of the da�e on wh�ch�hat notice is given, Barrower shall satisfy the lien or take one or more <br /> of th�act�ons set farth above �n this S�c�i�n 4. <br /> Lend�r may require Barr�wer ta pa� a oneWtzme charge for a rea� estate tax verif��at��n andlor repor�ing <br /> servi�e used b� Lender in connectian with this Loan. <br /> 5. P�op�rty 1 nsurance. Borrawer sha�� ke�p the impr�vem�n�s nov� �x�st�ng or hereaft�r�r�c�ed on�h� <br /> Property znsured agaxnst�oss�y f�re, hazards �nclud�d with�n the term "extend�d�a�erag�," and any other <br /> ha2ards inc�ud�ng, bu� nat limit�d to, ear�hquakes and ��oods, for which Lend�r r�quir�s in�urance. Th�s <br /> insuran�e sha�l be ma�ntained in the a�mounts ��nc�ud�n��.edu�tible�eve�s}and f�r the periods that Lender <br /> requir�s. '�Vhat Lend�r requires pursuan� �a th�preceding sentences can chan�e dur�ng the term of the Loan. <br /> The �nsuranc�carrier prov�dinb the insurance shai� be chosen�y Borr�Wer sub�ect t� Lender's right to <br /> d�sappr�ve Borrawer's cho�ce, �vhich ri�ht shall nat be ex�rcised unreasonably. Lend�r�.ay requ�r� <br /> Borrotiver ta pay, �n c�nn�ct�on w�th �his Loan, either: �a} a ane�tim�charg� for f�aod zone determ�na��an, <br /> cer����cat�on and track�ng ser��c�s; or�b� a one-t�me charge for fload zan�de�ermination and cer��f�cation <br /> ser�i�es and subsequent charges each��me remappings or similar changes o�cur which reasonably m�ght <br /> affec�such d�term�nation flr certification. Bflrrower shai� a�so be resp�nsible f�r�he payment of any fees <br /> impased by the Federal Emergency Manag�ment Age�acy �n�annection with the re�view af any flood zone <br /> determinatian result�ng from an objec�ion by Barrower. <br /> �f Borrower fai�s to mazn�ain any o�the coverag�s described above, Lender rnay ob�ain�nsurance cflv�rag�, <br /> a� Lender's opt�an a.�d Borro�ver's e�pense. Lender is under no obligatian to purchase any par�i�u�ar type�r <br /> amount�f c�verage. Th�r�fore, such co�erage shal�cover Lend�r, but might or might not pro�ec�Barra�ver, <br /> Barr��ver's equ�ty in the Pr�p�rty, ar the contents af th�Proper�y, aga�nst any risk, hazard or Iia�ili�y and <br /> m�ght provide grea�er�r�ess�r c��erage �han was pr��ious�y in�ffect. Borrower acknau���dges tha�the�os� <br /> of�he�nsuran�e�overage s��bta�ned migh� s�gnificantly exeeed the c�s�af insurance that Borro�ver cou�d <br /> ha�re obta�ned. Any am�unts disbursed by Lend�r und�r�his Secti�n 5 shall become ad�itional debt of <br /> Borrower secured by this Securi�y Instrument. These amflun�s shall bear intere�t at�he Na��rate from th� <br /> da�e af disbursement and shall be payable, �vi�h such interes�, upon nnti��fr�m Lender��B�rr��ver <br /> reques�ing pa�ment. <br /> N�6RA5KA-Singie Family-�annie Mael�reddie Mac UNi�ORM INSTRUMENT Form 3n28 11�1 <br /> VMP[R] VMPS�NEj{1302� <br /> WoEter�Klt�wer�inanciaf Ser�iees Page G vf 17 <br />