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2� 1 ��5398 Parcel ID Number:4��1�54�5 which curren��y has the address of 43�5 Lari at Ln (,St�eet} �rand I s 1 and �Gx�y�, Nebraska 68803-2230 �Zi�Code� ("Property Address"}: T�GETHER VL�ITH a1�the irx�.pro�ements now or hereafter erected on the property,and a11 easem.ents, appurtenance�,and fixtures now or hereai�er a part of the property.A11 replacements and additions sha11 also be covered by this Securit�Instrument. A11 of the foregoing is referred to in this Security Instrument as the "Property."Bor�rower und�rs�a.nds and agrees tha�MERS holds only 1ega1 title to the inter�s�s granted by Borrower in thi�Security Instrument,but, if ne�essary to comply with Iaw or custom,MERS�as nominee for Lender and Lender's successors and assigns}has the right: to exerc�se any or a11 af those interests, including, but not limited to,the right to forec�ose and se11 the Property;and to take any action reyuired of Lender including,�ut nat limited ta,releasing and canceling this Security Instrument. B�RRQWER C�VENAN'TS that Borrower is�awfully seised of the esta.te hereb�y conveyed and has the right to grant an�i con.vey the Property and that the Property is unencumbered, except for encum�rances of record. Borro�er warrants and wi11 defend generally the title tQ the Property against a�l claims and demands, subjec� to ar�y encunrzbrances of recard. THIS SECURITY INSTRIJMEN'T�ombines uniform covenants for national use and non-uniform ca�enants with limited�ariations hy jurisdiction to constitute a uniform security instrument covering rea�propert�. UNIF�RIIA G�VEIVANTS.Barrower and Lender covenant and agree as fo�l�ws: �!. Payment of Principal,fnterest, Escrow Items, and Late Charges.Borrower sha11 pay when due the prin�ipal of, and interest on,the debt evidenced by the Note and late charges due under the Note. Borrow�r shall also pay funds for Escrow�tems pursuant to S�ction 3. Payments due under the Note and this Security Instrument sha11 be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this Security�nstrument is return�d to Lender unpaid, Lender may require that any or a11 subse�uent payments due under the l�ote and th�s Security Instrument b�made in.on�or more of�he following forms,as selected by Lender: (a}cash; �b3 money arder; (c} certified check,bank check,treasurer's check or cashier's cbeck,provided any such check�s dra�n upon an institution whose deposits are insured b�a federai agency, instrumentality,or entity;or�d}Electronic Funds Transfer. Payments are deemed recei�ed by Lender when recei�ed at the location designa�ed in the No�e or at such other loca��on�s may be designated by Lender in accordance with the notice provisions in.SeCtion 14. Lender may return any paym�nt or par�ial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current,without vvai�er of any rights hereunder ar pre j udi�e to its rights��re fuse such payment�r partial payments in the future,but Lender is not obligated to apply such payments at the time such �ayments are aGcepted.If each Periodi�P�.yment is applied as af its scheduled due date,t�en Lender need nat pay interest on unapplied funds. Lender may hold such unapp�ied funds until Borrower makes paymen�t to bring the Loan current. If Borrower does not d� so within a reasanab�e period of time, Lender shall either apply such funds or return them to Borravver. If not app�xed earlier, such funds wi11 be applied to the outsta.nding principal balance under the Note immediately pr�or to foreclosure.h�o offset ar claim which Bono�v�r might have now or in the future against Lender sha11 relieve Borro�er fron�making payment�due under the Note and this�ecurity Instrumen.t or performing the c��enant�a�nd agreements secured by this Security Instrument. FHA❑ee�of Trust With MERS-NE 913�}12414 Bankers 5ysfemsT�+ VMP� VIVIP4N[NE�(154fi}.04 tNolters Kluwer Financial Services Page 4 af 17 q�33594�31�3 �233 419 �417