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2� 1 ��5398 tC� "L�n�er"is Qui cken Loans I n�. . Lend�r is a Corporat��n organized and existing under the laws of th� 5 t a te o f M i�h i g a n . Lender's address is 1 a5� �oodward Ave, D�tr�i t, M I 48226-19�� �D} "Trustee"�s F� rst Amer'��n T�t�e �E} "MERS"is Mor�gage E�ectronic Registration Sys�ems, Inc, MERS is a separate corporation that is acting solely as a naminee for Lender and Lender's successors and ass�gns. MERS is the benef eiary un�er this SeCurity Instrument, MERS is organized and existing und�r the la�vs of Dela�vare, and has an address and telephone numb�r af P.Q. Box 2�26,Flint,MI 485�1-Z��,te�. (888}�79-MERS. �F} "Nvte"means�he promissory note signed by Borrower and dated AUg U S� 1�, 2�1� . The Note �tates that Borro�ver owes Lender �ne HUndr�d S�Xty F1 Ve Th�USand F1 Ve HUndi"�C� Fort,� Seven and D011D� Dollars(U.S. $ 1��,�4�.�� plus interest. Borrower has promised to pa�this debt in regular Periodic Payments and to pay the debt in fu11 not later than S e p tem b e r 1, ��1. �G} "Property"means the property that is described be�aw under the heading"Transfer of Rights in the Proper�y." �H} "Laan"means the debt ev�denced by the Nate, plus interest, and late charges due under the Note, and all sums due under this Security Instrument,plus inter�st. �I} "Riders"means a11 Riders to this Security Ins�rument that are executed by Borrower, The fo�lawing Riders are�o be executed by�orrower[check box as app��cable]: �Adjusta.ble Rate Rider 0 Condami�ium Rider 0 Plarvled Unit De�elopment Rider ��ther L�ga� Attached 0 Rehabilitation Loan Rider �J} "App��Cable Law"rneans al�controlling applicable fed�ral, stat�and lacal statute�, regulations, ordinances and administrative rules and orders[that ha�e the effect of�aw)as we11 as a11 applicable�nal, n�n-appealable judic�ai opinions. �K} "Cammun�ty Association Dues, Fees, and Assessments"means a11 dues, fees, assessments and other charges that are imposed on Barrower or the Propert�by a condom�nium association,homeovvners association ar similar organization. �L} "E�ectronicFunds Transfer"means any transfer of funds, other than a transaction originated by ch�ck, draf�,or similar paper instrument,which�s in�tiated�hrough an electronic terminal,telephonic instrumen�,�amputer,or magnetic tape so as ta�rder, �n�truct,or authorize a finaneial institutian to debit or credit an account. Such term includes,bu�is n�t limited to,point-of-sale transfers,autama�ed teller machine transactions,transfers initiated by telephone,wire transfers,and automated clearinghouse transf�rs. FHA Deed of Trust With MERS-NE 9134l2014 Bar�kers Systems'�"+ VMP� VMP�N{NE}(1546}_0� W�Iters K4uwer Financial 5ervices Page 2 of 47 q�33594�3143 �233 419 Q217