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mi (. <br />rn x <br />IV C 11= <br />e� xn <br />0� r1N' <br />(n T <br />v <br />0, <br />0 <br />When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9/11 Page 1 of 13 Initials: bs <br />August 12, 2016 <br />G") ...) ....i <br />2> <br />C -) <br />• c) <br />- 1 <br />Loan No: FPB006212 <br />Parcel ID: 400438151 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />1® Section 16. <br />▪ (A) "Security Instrument" means this document, which is dated August 12, 2016 <br />together with all Riders to this document. <br />▪ (B) "Borrower" is <br />• Christopher Joseph Stec and Bana Barbar Stec, Husband and Wife <br />— ▪ 1 <br />r .. Borrower is the trustor under this Security Instrument. <br />t 1 (C) "Lender" is Five Points Bank <br />4/5r <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />U' Lender's address is 1809 W 39th St <br />Col Kearney, NE 68845 <br />,lN Lender is the beneficiary under this Security Instrument. <br />.L' (D) "Trustee" is <br />Five Points Bank <br />PO Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note" means the promissory note signed by Borrower and dated <br />The Note states that Borrower owes Lender <br />One Hundred EightySix Thousand Five Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 186,500.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than September 1, 2031 <br />