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20010330026 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />4M -6(NE) (0005) <br />2C <br />(Seal) <br />RAY L HILL - Borrower <br />_ 6_-'a �� (Seal) <br />DARLENE R HILL - Borrower <br />- (Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />Page 14 of 15 <br />- (Seal) <br />- Borrower <br />- (Seal) <br />- Borrower <br />01- 03 -28- 000049 <br />Form 3028 1/01 <br />