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2� 1 ��52�9 services and subsequent�harges each time remappings or sim��ar changes occur which reasonaUly might aff�ct such determina�ion or certification. �orrower sha�l alsa be responsible for the payment of any fees imposed by the F�dera�Emergency Manag�ment Agency in connection with the revievv of any flood zone determination resulting fr�m an obj ection by Borrower. If Barrawer fails to ma�n�ain any of the cov�rages described above,Lender may o�tain insurance co�erage, a�Lender's aption and Borrower's expens�. Lender is under no obligation to pu.rchase any particular type ar amount af coverage. Therefore, such coverage sha11 co�er Lender,but might or might not protect Borrawer, Borrower's equity in the Froperty,or the cont�nt�of the I'rop�rty,against any risk,ha�ard ar liability and might pro�ide greater or lesser coverage than was previaus�y in�ffect. BQrrower aGknowledg�s that the cost of the insurance coverage so obtained might significantly exceed the�ost of insurance that Borrower could have obta.ined.Any amounts�lisbursed by Lender under this�ect�on 5 sha11 become additional debt of Borrower secured by this�ecurity Instrument. Th�se amounts shall bear�nterest at the Note rate from the date of disbursem�nt and sha11 be payable,with such interest,up�n natice from Lender t�Borrower requesting payment. All insu.ranGe pol�cies required by Lender and renewals af su�h policies shall be subject to Lender's right to disapprove such policies, sha11 include a s�tandard mortgage clause,an�sha11 name Lender as mortgagee andlor as an additionallass payee, Lender sha11 have the right to hold the policies and renewal certificates. �f Lender require�,Borrawer sha11 prom�tly give to Lender ai�r�ceipts of paid premiums and renewal nfl�ices. If Borrav�er obtains any farm of insurance coverage,no�atherv�ise required by Lender, for damage to,or destruction of,the Property,such policy sha11 include a s�andard martgage ciause and shall name Lender as martgagee andlor as an additionallass payee. In the e�ent of�oss, Borrotiver sha��give prompt notice to the �nsurance carrier and Lender. Lender may make praof of Ioss if no�made prompt�y by Bonower.Un1�ss Lender and Borro�ver otherwise agree in writing,any�nsurance proceeds,wh�ther or not the underlying insurance was requir�d by Lender, shal�be applied to restoration or repai.r of th�Property, if the restoration or repair�s econamically feasible an,d L�nder`s�ecurit�is not lessened. During such repair and restoratio�period, Lender shall have the right to ha�d such insurance proceeds un�i1 L�nder has had an opportunity ta inspect such Property to ensure the vvor�has been�ampl�ted to Lender's satisfaction,pro�ided that such inspect�on shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single paym�nt or in a series af progress payments as the v�ork is campleted.Unless an agreement�s made in writing ar Applicable Law r�quires interest�o be paid on sueh in�urance proceeds, Lender sha��not be required to pay Borr�wer any interest or earnings on such proceeds. Fees for public adjusters, or other�h�.rd parties,retained�b�Borro�ver sha11 not be paid out of the insurance proceeds and sha11 be the sole obligat�on of Borro�rer. �f the restara�ion or repair is not economically feas�bl�or Lender's security would�be �essened,the insurance proceeds sha1�be applied to the sums secured by this Security Instrument,whether or not then due,with the exc�ss, if any, paid to�orrower. Such insurance proceeds sha11 be applied in the order pro�ided for in Sect�on 2. �f Barrower abandans the Property,Lender may fi1e,negotiate and s�ttle any available insurance�laim and related matters. If Barrower does no�respond within 3�days to a notice from Lender that the insurance carrier has offered�o sett�e a claim,then L�nd�r may negotiate and settle the claim. The 3�-day p�riod wi1� begin�vhen the notice is given. In either event,or if Lender acquires the Pr�perty under Section�2�r otherwise,Borrower h�reby assigns to Lender(a}Borrawer's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note ar this Security Instrument,and tb}any��her�f Borrower's rights�o�her�han the right ta any refun�i of unearn�d prerr�iums paid by Borro�er�under all insurance policies covering the Praperty, i�asofar as suc�rights are applicable to the co�erage of the �roperty. Lender may use the insurance proceeds either to repair or restore the Praperty or to pay amounts ungaid under the Note or this Security�nstrum�nt,whether or not then due, NEBRASKA-Single Family-Fannie MaelFneddie Mac UNfF�RM INSTFiL1MENT WITH MERS Form 3428 1I41 VMP� VMPfiA(NE}[1342].44 Wolters iCluwer Finan�ial Services Page?ofi�7 qo��5s�z�oo� oz3� z4o oTl�