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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Omar Fierro Rodriguez I I/ <br />- Witness <br />(Seal) <br />- Borrower <br />STATE OF NEBRASKA, Hall County ss <br />T e f regoing instrument was acknowledged before me this day of <br />by Omar Fierro 'gue <br />Witness my hand and notarial seal in said County, the date aforesai <br />My Commission Expires: <br />201605253 <br />- Witness <br />(Seal) <br />- Borrower <br />No <br />Loan originator (organization): Exchange Bank NMLS #: 411384 <br />Loan originator (individual): Karl Rogers; NMLS #: 819028 <br />NEBRASKA - Single Family- FannleMae/Freddie Mac UNIFORM INSTRUMENT <br />Page 13 of 13 <br />in Inc„ - 31639 <br />XIETIBIALIIOTtRf -ado of NUM <br />TAP. Ray Wel <br />Form 3028 1101 <br />