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2� 1 ��5214 <br /> �C� "�end�r" is Ho�ne F���ra� Sa�i n�s ar�d Laan Assn of Grand I sl and <br /> L�nder is a Sa�i ngs and Loan <br /> organiz�d ar�d exist�n�un�ier�he lavvs af The 5tat� of N�braska . <br /> Lend�r's address is 2�1 South Lo�ust St �rand Is�and NE 688D1 <br /> Lender i� �he benef�czary under this 5ecurity �nstrumen�, <br /> �D� "Trustee" is Arend R Baack, Att�r'r�ey <br /> 4 E} "N vte" means the prom�ss�ry n�te signed by Barrower and da�ed Au g u s t 4$, 2 D l� . The l�ot� <br /> stat�s�hat B�rrov��r�v�es Lender �N E HUN DRE D S I XTY E I GHT THUUSAN D AND D D I 14 D <br /> Doliars �IJ.S. $1�8,D�a.D fl }p�us �nterest. Borrawer has prom�sed ta pay this debt in regu�ar <br /> Periodic Payments and to pay the debt �n full no�later than September 1, 2031 . <br /> �F� "Property" means the pr�perty that is descr�be�.b�Ia�under the h�ad�ng "Transfer�f R�ghts �n the <br /> Prop�r�y.„ <br /> {G} "Lnan" means the debt ev�denced by the N�t�, plus �n�erest, any prepaymen�charges and�at�charg�s due <br /> under�he Not�, and a�l sum�du�un�i�r th�s S�cur�ty �ns�rument, p�us �nter�st. <br /> �H} "Riders" n�eans all Rid�rs�o�his Securit� Instrumen�that ar�e�ecuted by Borrower. The f�llowing R�ders <br /> are to be e�eGuted by Barr�wer [check box as applica�le�: <br /> �]Adjustab�e Rate Rider 0 Condam�nium Rider [��econd Harne R�der <br /> [�Balioon R�der 0 Planned Un�t D�W�lapment Rider �] 1�4 Family Rider <br /> �VA Rider � Biweek�y Paym�nt R�der C] �ther�s} �specify� <br /> �i} "Applicab�e La►n►" means a�� contr��l�ng applicabl� federa�, sta�e and local sta�utes, regu�ati�ns, ord�nances <br /> and admuinistrat�ve rul�s and orders �that have�h� effect of lav�v} as �vell as a�l app�icab�e f�nal, n�n�appealab�e <br /> judicial opinians. <br /> tJ 3 "Cvmmunity Associatian Dues, Fees, and Assessments" means all dues, fe�s, assessmen�s and o�her <br /> charges that are impas�d�n Borrower or�he Proper�y by a condnminium assoc�ation, hnmeowners <br /> assoc�atz�n or similar argan�zation. <br /> �K� "Electr�nic Funds Transfer" means any transfer of funds, other than a transacti�n originated by eheck, <br /> draft, ar similar paper ins�rumen�, wh�ch is �nitiated�hrough an electranic termina�, telephon�c instrum�nt, <br /> computer, ar magnetic �ape sa as ta�rder, instruct, or auth�rize a�inancial inst�tution�o debi�or cred�t an <br /> acc�un�. Such term�n�ludes, but is no���mited to, poin�-af sale transf�rs, automat�d tel�er machine <br /> �ransac�ions, �ransfers �nitia�ed hy teiephone, wzre �ransfers, and automa�ed ciearinghouse�ransfers. <br /> �L} "Escrow �tems" means those i�ems that ar�descri�ed xn Sectian 3, <br /> �N�} "i1l�isce�Ianeous Pr��eeds" means ar�y c�mpensa�ian, set�lement, award of damages, or pr�ceeds pa�d by <br /> ax�y third par�y ���her�han�nsuran�e pra�eeds pai�under the co�erages descrzbed �n Section 5� for; �i} <br /> damage to, �r des�ruGtion of, the Prnp�rty; �i�}��ndemna��on or other�aking�f a�� or any par�of the <br /> Pr�per��; ���i} conveyance in lieu of cand�mnation; or�iv} misrepr�senta�ians�f, ar�mis�inns as tfl, the <br /> v alue andlor conditi�n of the Pro ert . <br /> NEHRASKA-5ingl�Family-Fa�nie MaelFredrfie Ma�UNIF�RM INSTRUMENT �orm 3q�8�ID1 <br /> VMP� VMPS�N���1302� <br /> Wvlters K luwer�inancial 5er�ic�s Page 2 of 17 <br />