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2� 1 ��5212 <br /> �c} "Lender"is �u 7 c k e n L o a n s I n c. <br /> . <br /> L�n�ier is a �orporati on <br /> . <br /> �rgan�2ed and ex�sting und�r the laws of t h� �t�t� � ��I C ��a�1 . <br /> Lender'�address is 1D�� l�aad�ard �ve, I��tr�i t, MI 48�2�--19D� <br /> . <br /> �n} ��Trust�e��is Fi rst Amer��an T�t�e <br /> �E} "MERS"is Mortgag�E�e�tronic Registratian Systems, Inc. MERS is a separate corparation that is <br /> acting solely as�.nominee for Lender�.nd Lender's su�cessors and assigns. �ERS is the beneficiary <br /> under this Securit�Instrument. MERS �s organized an�existing und�r the laws af D�Iaware, and ha� <br /> an addr�ss ar�d t�lephone number of P.�. �ox 2���,Flint,MI 485Q1-2�2�,tel. �888}G79-MERS. <br /> �F} '�Note"�neans the pram�ssory note signed by Borrower and dated AU�U S� �, ��1� . ��e�ote <br /> sta�es that Borrower o�ves Lend�r TW� HUndr�t� S�V�n Th�USand F1 V� Hu�ldred SeV�nt�l <br /> and ��11a� <br /> Dollars�LT.S. $ 2��,�1�.�� }plus intere�t. �orrower has pramised to pay this debt in re�;;ulax <br /> Feriadic Payrr�ents and to pay the debt in fu11 not later than S e p�em b�r 1, ��4�. <br /> (�) "Froperty"means th�property that is des�r�bed be�otiv under the head�ng"Transfer of R�gh�s��t�.e <br /> Property." <br /> �H} "Loan"me�.n�the debt evidenced by the Note, plus intere�t, and la.te char��s due under the Note, and al� <br /> sums due under this�ecurity Instrument,plus i.nterest. <br /> �I} "Riders"means all Riders to this Secur��y Instrument�hat are executed by�orrotver. The follo�ving <br /> Riders are to be executed by Borrov��r[check box as applxcable]: <br /> 0 Adjustable I�ate Rider � Condominium Rider 0 Pla.nned Unit Uevelopment l�ider <br /> ��ther Le���! ►�tt��h�� <br /> ❑Rehabiii�a.tian Laan Rider <br /> �,T} "App��cable Law"rneans all controllin�applicable federal, state and 1oca1 sta.tutes, regulations, <br /> ordinance�and adminis�ra.tive ru��s and orders�t�at�.ave�h�effect flf Za�)as we��as aZ�ap���cable�n.al, <br /> nan-appealable judreial opiniQns, <br /> �I�� "��mmunit�Ass�Ciat�on Dues, Fees, and Assessments"means a11 dues, fees, �.ssessme�ts and other <br /> charg�s�hat are imposed an Barrower or the Property by a condominium associati�n, homeawners <br /> assaciation or s�milar organization, <br /> �L} "Ele�tr�nic Funds Transfer"means an�transfer of funds, other than a transaction originated by check, <br /> draf�,�r similar paper instrument,which is initiated through an electronic term�n��,�e�ephoarc <br /> instrurnen�,computer,or magnetic tape s�as to�rder, instruct,or authorize a fin�.ncial insti�u��on to <br /> d�bit or credit an account. Such term inc�udes,�ut is not limited to,poin�-�f-sale transfers,autamated <br /> teller machine�ran�actions,transfers initiated by�elephane,wire transfers,and autamated clearinghouse <br /> transfers. <br /> FHA❑eed of Trust With MERS-IVE 91�412414 <br /> Bankers 5ystemsT�++ VMP� VMP4N(NE)�15�fi).44 <br /> Wofters FCfuwer Financial Services Page�nf�a <br /> q�33597�9684 �z33 3�3 D�17 <br />