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RANDALL L. WILLIAMS <br />Husband of Christine S. Williams <br />709 S VINE <br />GRAND ISLAND, NE 68801 <br />GAIL LOWRISIE WILLIAMS <br />Wife of Randall L. Williams <br />709 S VINE <br />GRAND ISLAND, NE 68801 <br />JENNIFER J LESSIG <br />Wife of Loren L. Lessig <br />823 SUN VALLEY PL <br />GRAND ISLAND, NE 68801 <br />201505191 <br />LENDER: <br />BANK OF DONIPHAN <br />PO BOX 270 <br />DONIPHAN, NE 68832 <br />1. WAIVER. In accordance with the Farm Homestead Protection Act, prior to executing the <br />attached Security Instrument, Grantor states as follows: <br />A. I intend to grant a security interest in real property (Property) described on the attached <br />Security Instrument. <br />B. My homestead is located on this Property, and I understand that I have the right to make <br />a designation of homestead in the attached Security Instrument. <br />C. I understand that by signing this Waiver I waive any rights otherwise available for the <br />purpose of affording me the opportunity to retain my homestead in the event of a default <br />upon the attached Security Instrument. <br />D. I waive my right to designate my homestead. <br />DAVID W SHAFER <br />Nebraska Waiver of Right To Designate Homestead <br />NE /4XHERMANN00000000009966016N Wolters Kluwer Financial Services 0 1996, 2016 Bankers Page 2 <br />SystemsTM <br />