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2� 1 ��5149 <br /> 4G� "Lender" �s Hom� F�d�ra� Sa�i ngs and Laan Assn of �rand Is�and <br /> Lend�r is a Sa�i ngs and Loan <br /> flrgan�z�d and ex�stxng under the laws of The State �f N�braska . <br /> Lender's address �s 221 5outh Locust St �rand I s�and �VE 688fl1 <br /> Lender�s�h�benef�c�ary und�r th�s Secur��y�nstrum�n�. <br /> �D} "Trustee" is Ar�nd R Saa�k, Attorn�y <br /> �E� "N ote" means �he prom�iss�ry n�te signed by Borrower and dat�� Au gu s t a�, Z D 1� . The Note <br /> � sta�es that Borra�ver���s Lender SEVENTY F I VE T��USAND AND Da/lQ 0 <br /> Dollars �U.S. $75,�fl 4.�D }plus int�r�st. Borrower has promised�a pay. this debt in regu�ar <br /> Periadic Payments and to pa��he d�b�in fuil not�a�er t�an Septemb�r 1, �0�4 . <br /> 4F} "Property" mear�s the proper��r�hat zs describ�d be�ow under the h�ad�ng "Transfer�f Rxghts �n�he <br /> Pr�pert�.r� <br /> �G� "L�an" means �he debt e�idenced by th�N��e, p�us �nter�st, a�y prepayment charges.and late charges due <br /> under the N�te, and a11 sums due under�his Secur��y�nstrum�n�, plus interest. <br /> 4H� "Riders" means a�� Riders �o this Securi��Instrumen��hat are executed by Borrow�r. The fo�lowing R�ders <br /> are�o b�executed�y Barrovc�er �check box as applicable]: <br /> 0 Adjustab�e Rate Rider � Condominium R�der � Sec�nd Home Rider <br /> 0 Bal�oon Rider 0 P�anned Unit Dev�lopment Rider 0 1-4 Fam.�ly Rider <br /> 0 VA Rider 0 Biwe�k�y Paym�nt Rider 0 �ther�s} �spe�ify] <br /> 41� "Applicable Law" means a�� control��ng appl�cable fed�ra�, state and�oca� sta�utes, regulations, ordinax�.ces <br /> and adm�.nistrative rules and orders �that have the effect of lavv} as well as a1� appl�cable final, non-appea�abl� <br /> judxc�ai ap�nions. <br /> �J� "��mmunity Assaciati�n Dues, Fees, and Assessments" rnea�s all du��, fees, assessm�nts and�the�r <br /> charges�hat are imposed on Barrow�r or the Property by a condominium associa�ion, homeow�.ers <br /> ass�ciation or s�milar organ�2a��on. <br /> �K� "E�ectronie Funds Transfer" mea�.s any transf�r af funds, o�her than a transac��on origina�ed by ch�ck, <br /> draf�, or sim��ar paper instrument, �hich is znz��ated thraugh an elec�ron��term�na�, �e�ephanic �ns�ru�rz�nt, <br /> co�mpu��r, or magnetzc tape s� as �o order, instru��, or authoriz�a f�nanc�ai �nst��u��on to deb�t or�redi�an <br /> accoun�. �uch term inc�udes, but is not limited ta, po�n��of-sale tra��f�rs, automated tel��r machin� <br /> transac�ions, �ransfers �n���ated b� telephane, vvire transfers, ar�d autama�ed cl�arznghouse transfers. <br /> �L} "Escrvw Items" means �hose��ems that ar�descr��ed�n Section 3. <br /> �M 3 "Mis�e�laneous Pro�eeds" means any c�mpensation, se�t�em�n�, award of damages, or proceeds pa�d by <br /> any third par�y tather�han insurance proceeds paid under�he caverages descr�bed �n Se��xon 5} far: ��} <br /> damage t�, or destruct�an of, the Property; �i�} condemnation or�ther takzng af ali or any part af the <br /> Pr�per�y; �iii} cnn�eyance�n lxeu af condemr�a�ion; or�zv}rnisrepres�nta�ions af, or omissions as �a, the <br /> va�u�andlar condi�ion of the Pro er� . <br /> NEBRASKA-Single Family-�annie MaeJFreddie Mac UNIF�RM INSTRIJM�NT Farm 3�28 i 101 <br /> VMP Q VMP6{NEJ{�302) <br /> Wafters Kluwer Financial 5er�ices Page 2 af 17 <br />