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2� 1 ��5149 <br /> '1�. Borrower Not Released; For�earan�e By Lender Nat a Vllairre�r. E�ten�ion of�he time for payment or <br /> modifica��on of am.or�izatian of�he sums secured b� th�s Se�ur�ty �nstrument granted by Lender to Borrower <br /> or any Successor in Znteres�af Borrov�er sha1�n�t�pera�e t�release�he liab���ty of Borrower or any <br /> Successors in Interest af Borrower. Lender shall not be required to commen�e praceedings aga�ns�any <br /> Successor in�nteres�af gorrower or to refuse�o ex�end ��me far payment or orherw�se madify amor�izat�on <br /> of�h�sums secured by this Security �ns�rument�y reason of any demand made by�he origina� B�rrower ar <br /> any Successors in In�eres�of Borr�wer. An� farbearance by Lender in exerc�s�ng any right or remedy <br /> includ�ng, w��h�ut l�rni.tat�on, L.�nder's acceptance�f paymen�s fram�h�rd persons, ent�ties or Successors �n <br /> Inter�st of Borrow�r or in amounts Iess�han the amount then due, sha11 nat be a v�rai�er of or prec�ude�he <br /> exercis�of ar�y righ�or remedy. <br /> �3. Jaint and Severa� Liability; Cv-s�gn�rs; Successars and Assigns B�und. B4rrov�►rer Govenan�s and <br /> agrees�hat Borrower's a�Iiga�xons and l�abil��y shall he jaint and severa�. �awe�er, any Barrov�er who <br /> co�signs th�s Securi�y Instrument bu�d�es not execute�he Note�a "co�signer"}: �a} is co-s�gning �h�s <br /> Security �nstrument an�y to mar�gage, gran�an.d con�ey�he coWsigner's �nterest�n�he Praperty under th� <br /> ternas of this Security �nstrument; �b} �s not�ersona��y ob��gated�o pa�the sums s�cured by this Security <br /> �ns�rumen�; and �c} agrees�hat Lender and any o�her Borrower can agree to extend, m�d��, farbear or malce <br /> any accomm�dat�ons wxth re�ard�o�he�erm�s of�his Securi��r �nstrument or�he No�e vvz�hout the ca-sigrier's <br /> CDnS�I��. <br /> Subjec�to the pro��sians of Sect�an �8, any Successar in�nterest of Borrower who assumes Borrower's <br /> �bligations under th�s Secur�t� �nstrument in v�riting, a��d is approv�d b� I,ender, shall ob�a�n a�l of <br /> Borrovwer's rights ar�d benef�ts under this Securi�y Ins�rument. Borrower shal�nat be r�leased from <br /> Borrower's ob�igat�ons and liabi�xty under this Secur��y �n��rument unless Lender agrees fo such release in <br /> writin�. The covenants and agreements of��is Security�ns�rument shall bind �except as pra�ided �n Sec�ian <br /> 2D} and benef�t�he successars ar�d assigns of I.�nder. <br /> '14. Loan Charges. L,ender may charge Borrower fe�s far s�rv�ces performed in conn�c�ion w�th Borr�wer's <br /> defaul�, for the purpos�af pro�ect�ng Lend�r's in�erest in�he Pr�per�y and rights under this 5ecurzty <br /> �nstrument, including, but no�Iim�ted�fl, at�orneys' fees, proper�y�nspect�an and�aivat�an fees. Zn regard�o <br /> an�at�er fees, the absence of express au��or�ty in�his Securi�y�nstrument�o charg�a spec�f��fee�o <br /> Borrawer shall not be con��rued as a prohi�it�on on�he charging of su�h fee. Lender may not charge fees <br /> �hat are expr�ssly pr�hib�ted by this Securi��Instrument or by Appl�cable Law. <br /> If the Loan is sub�ec�to a�aw v�rh�ch se�s max�mun�.��an charges, and tha��aw is f�nally �nterpr�ted so�hat <br /> the in�er�st ar a�her Ioan charges��i�ec�ed or to be col�ected in c�nneCt�on vwx�h the L�an excee��he <br /> perrnit�ed��nr�ts, �hen: �a} any such�aan charg�sha11�e reduced by th�amoun�n�c�ssary�o redu�e�he <br /> charg�ta�he permi.tted 1�m�t; and�b}any sums air�ady�ol�e�ted from Borrower whi�h exceeded perm��ted <br /> lim�.its w�ll �e refunded�o Borrawer. Lender�nay ch�ose�o make this r�fund b�r reducing�he princ�pal Qwed <br /> under�he N��e or by mak�n�a direct paymen��o Borrower. �f a refund reduces principal, �he reduc�xon w��� <br /> �.,� <br /> be�reated as a partia�prepa�rmen�withou�any prepa�rment charge�wh��aer or not a prepa�men�charge�s <br /> pr�v�ded for under the Note}. Borra�ver's acceptance af an�such refun�i n�.ade b�direct paymen�to <br /> Borr�wer wili constxtu�e a wai�rer of an�r�gh�af act�fln�orr�wer m.�gh�ha�e arising out of such overcharge. <br /> 7 5. Notices. All notices given by Barrower or�:nder zn connect�t�n with this 5ecur��y Instrument must be in <br /> wrx�ing. Any no�ice to Borrower in connec�i�n v�i�h this �ecuri�y �nstrumen�shall be deemed to ha�ve been <br /> given�o Borr�v�er when maiied by�rst cla�s maii ar v�hen actuali� delivered to Borrovver's no�ice address �f <br /> sen�b�ather means. Not�ce�a any ane Borrower shal.� cansti�ute n��i�e ta alI Borrow�rs uniess Applicab�e <br /> Lav�expressly requires otherw�se. The n�tice address shal�l�e the Prop�r�� Addres�uni�ss Borravver has <br /> NEBRA5ICA-5tngfe Family-Fannie Mael�reddie Mac LINIFQRM#NSTRUM�NT �orm 3�28 1!fl7 <br /> VMPfi[NE3�9 3d�3 <br /> VMP� Pa e i� af 17 <br /> Wo�ters Kluwer Financial 5er�i��s � <br />