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2� 1 ��488� <br /> �C} "Lender" is Horne Fed�ra� Sa��n�s and Lvan Assn of Grand Isl and <br /> Lender is a Sa��ngs a�d Lo��t <br /> organiz�d and exis�ing under�he�aws of T�e St�t e �f N�b r a s k a . <br /> Lend�r's address �s 2�1 5outh L��ust St Grand Is�and NE G88�1 <br /> Lender is �he�enef��iary under th��Securi�y Instrumen�. <br /> �D� "Trustee" �s Ar�nd R Baack, Attnrney <br /> 4 E� "Note" means the pr�rn��sory n��e�igned by Bnrrower and da��d J u�y �F, 2�1� . Th�Nat� <br /> s�ates that Bnrrovver awes Lender �NE HUNDRE� T�E�TY FIVE TH�USAND AND DDI1�D <br /> D��lars �L�.S. $125,4�4.a 0 }p�us in�eres�. Borrower has promis�d to pay �his debt in regu�ar <br /> Perxad�c Paymen�s and to pay�he deb�in full no�la�er�harz Au gu st 1, 2�31 . <br /> �F� "Property" means the property t�aa� �s des�ribed below und�r�he heading "Transfer of Righ�s �n�he <br /> Proper��." <br /> 4G; "L�an" means the deb�e�idenc�d�y th� No�e, plus int�rest, an�prepa�m�nt charges and late charges due <br /> under the Nvte, and all sums due under this Secur�ty�nstrument, p�us in�eres�. <br /> tHj "Ride�s" means a�i R�ders ta �h�s Securi�y Ins�rument�ha� are execu�ed by Bnrrawer. The fo�io�v�ng Riders <br /> are ta�e�xeCuted by Barrower �check box as applicab�e�: <br /> � Ad�ustable Ra�e Rider 0 Cond�minxum Rider 0 Second Home R�der <br /> [� Ba��oon Rider � P�anned Un�t D�ve��pmen�Rider [� 1�4 Family R�der <br /> 0 VA R�der 0 Biweekly Payrnen�Rid�r � �ther�s} �specif�� <br /> �I} "Appiicable Law" means a��control��ng app��cabl�federa�, sta�e and loca� statutes, r�gu�ations, ordinar�ces <br /> ar�d adm�n�strative rul�s ar�d arders �that have the eff��t af lavv} as�ve11 as a�� appl��abl� fina�, non�app�ala�le <br /> jud��ial opinxons. <br /> �J� "�ommunity Associatian Dues, Fees, and Assessments" mean� a�� dues, fees, assessmen�s and o�her <br /> �harges�hat are imp�s�d�n Borrower ar the Prop�rt�by a condominium associa�ion, home�wners <br /> assaciat�an or simi�ar orga�azzatzon. <br /> �K� "E�ectronic Funds Transfer" means any transf�r�f fu�ds, other than a trat�sact��n ariginat�d by check, <br /> draf�, or simi�ar paper ins�rum�nt, �hzch i� initiate�thraugh an electron�c termi.nal, telephon�c instrumen�, <br /> camputer, or magnetic�ape so as t�arder, �nstruct, or au�hori2e a financia� instz�uti�n�o debit or cr�d�t an <br /> accaunt. Such term xnctudes, bu�is nat lim��ed��, p�int-of-sale transfers, automa��d t���er machine <br /> �ransactions, transfers ini��a�ed���e�ephon�, w�re trarzsfers, and au�omated cl�aringhouse transfers. <br /> 4 L3 "Escr�w �tems" means those items that are described in Se���on 3. <br /> �M3 "Miscellanevus Prviceeds" means any campensa��on, s�tt�ement, award af damages, or proceeds paid by <br /> any�h�r�party�other�han insurance proceeds paid und�r the��verages d�scr�bed �n Sect�on 5} for: �i} <br /> damage to, or destruc�ion af, �he Property; �ii} condemnat��n�r oth�r�aking of al� or any par�of�he <br /> Property; tz�i} �anveyance in iieu af condemnat�on; �r�iv} misrepres�n�ati�ns of, ar amisszons as �a, �he <br /> v a�u�andlor condition of the Pra er� . <br /> NEBRASKA-Single Family-Fannie MaeJFreddie Mac IJNIFqftM INSTFtfJM�NT Farm 3028 ild1 <br /> VMP Q VMPfi�NE1 t13�2f <br /> Wviters Kle�wer Financia!5ervices Page 2 af 17 <br />