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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />C Russell <br />(Seal) <br />- Borrower <br />(Seal) <br />(Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />MULTISTATE PUD RIDER -- Single Family <br />MODIFIED FOR DEPARTMENT OF VETERANS AFFAIRS <br />(REV. 1/01) Page 3 of 3 <br />arissa <br />Suarez -Rus <br />201604858 <br />orrower <br />DocMagic <br />www.docmagic.com <br />