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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Mark I) Goodrich <br />STATE OF NEBRASKA, Hall County ss: <br />T GENERALSATRAAH St State <br />�;,� My Comm. Exp. ,lone 19, 2019 <br />Notary Public <br />na or organization): Exchange Bank; NMLS #: 411384 <br />Loan originator (individual): Matthew Aaron Brazil; NMLS #: 1432733 <br />IDS, Inc - 31639 <br />- Witness <br />2 01604818 <br />- Witness <br />Seal <br />- Borrower <br />(Seal) .j .. _ �..: • <br />- Borrower Sonya J ood''ch <br />The foregoing instrument was acknowledged before me this 27 day of July <br />2016 , by Mark D Goodrich and Sonya J Goodrich. <br />Witness my hand and notarial seal at in said County, the date aforesaid. <br />June 19, ZELIK 2019 <br />My Commission Expires: <br />clAixiQ (,11-010 <br />NEBRASKA - Single Family -Finie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Page 13 of 13 <br />