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2� 1 ��4797 L�AN#: 1816225s22 CASE#: 34-34�f�DZ'1�27Z MIN: 1 U'I 0'�29�-QUOU7 818fi5w� VA �UARANTEEa L[3AN AND ASSL�NlPTi�N P�L��Y RI[3ER N TI �: TH I � L�A N ! � N TA � 5� N� lJ AB LE 11��TH � T lJ TH � APP � VA L F � THE D F PA RT N� E �T �F VETERAN AFFAlf� S �R �T SA TH U �RiZ� C� A�E�T . THIS VA GUARANTEE� L�AN AND ASSUMPT��']N P�LI�Y RIDER is made �his 2�st day �f ,lu�y, zo�s, and is incorporated �nto and shai� be deem�d to amend and su�pl�ment the Mortgage, D�ed of Trust or D�ed to S�cur� �?��t �herein "5ecurity I nstrument"} dated �f �ven �at� her�with, g iven �y �he u nd�rsig ned �hereir� "Borrower"} to s�cure Borrow�r's N�te to The Federal Savings Bank, a Federal Sa►rings Bank �herein "L�nder"} and covering th� F'r�perty describ�d in the Security Instrument and located at 'i 3'I 9 S HARRIS�N ST ��AND lSLAND, NE fi8803 VA�UARANTEED L�AN��]VENANT:In additi�n to th�cavenants and agr��ments made in th� Security instrumen�, B�rrower and L�nder furkher cov�nant and agree as foli�ws: If�he ind�btedness s�cur�d hereby be guarante�d or insur�d underTt�l�38,Unit�d States C�de, such T�tle and Regulations issu�d th�r�under and �n effe�t on the date hereof�hal� gavern tne r�ghts,duties and liabilities af Sorrow�rand Lend�r.Any provi�ians�f�he S��urity Instrument or oth�r instruments executed in conne�ti�n v�r�th said indebtedness v�rhich ar� in�onsistent vuith sa�d Ti�ie or R�gulat�ons, includ�ng, but not I�m�t�d to, #he provi�i�n � for payment af an sum in connection with prepaym�nt of th� secur�d �ndebtedness � and �he �rovis��n � at the Lender may acce�erat� �aymen�of th� se�ured ind��tedness � pursuantto Cov�nant �8 of the Secur�ty Instrum�nt, are hereby amen�ed ar n�ga��d #o th� �xtent n��ssary�o conform such �nstruments to �aid Ti�le or Reg u�ations. , � LATE�HAR�E:A�Lend�r's option, and as allow�d by appiicabl�state�aw, Bo�rawer wil! ': pa� a iilate char e" nvt �xc��ding four per cen#um �4°I�} of�he overdue paym�nt wh�n � pa�d more than ift�en 1�} days after the due da�e �her�of�o cov�r �he extra �x��nse rnvolv�d in handling de inqu�n# pa m�n#s, but such "lat� charge" shail no� be �ayable � out of�he proceeds of any sale ma e#a sa#�sfy#h� indehtedness secured hereby, unl�ss ' such proceeds ar� suffic�en� t� d�scharg� the entir� ind�btednes� and a�� proper ��sts and expenses s�cur�d hereby. , �UARANTY: Should�he Departmen�of Ve��ransAffa�rs fail�r refuse to�ssu�its guaran�y in fu�� amount with�n 6� days from fhe date that th�s Ioan wouid n�rmal�y become e�igib�� far �uch guaranty cvmmitted upon by the Department of Veterans Affairs under the �ro��si�ns of Tit�e 38 of the U.S.�od�iiVeterans Benefits,"the Mortgag��may d�c�are the tndeb#edn�ss here�yse�cured a�once du�an�payabl�and mayf�reclase imm�d�a�ely or may exercise any o�her right�hereunder or take any�ther praper action as by IaVv prvvid�d. TRANSFER C7F THE PR�PERTY: This I�an may be d�clar�d immediat��y due and payabie u�on �ransf�r of th� pr�p�rty securi�g such �oan ta any transfer��, L1C1��55 �h� a��eptabil�ty of the �ssumption �f the Iflan is es�ab�ished pursuant �a Sect�on 37�4 �f �hapter 37, Ti�ie 38, Unit�� S�ates Code. An authoriz�d fransfer �"assump��on"} �f#he property sh��! also �e subject to addi#iona! cov�nants and agreements as s�t forth b��ow: �a} AS�IJMPT��N FUNDiN� FEE:A fee equal t� one�half of 1 percent �.S��Io} of the balan�e of this loan as�f the date of transfer of the properky shal� be payable at th��ime of transf�r to�he l�an hafder or its authori�ed ag�nt,as truste�for�he Departm�nt of V�t�rans VA GUARANTEED L�AN AND ASSLJMPTIQN PqLi�Y R�aER fnttia�s�� Ellie Mae, Inc. pa�� 2 P875�A5R �311 P875�ASR(CLS} N . .. .` h .