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2� 1 ��4733 <br /> �C3 "Lender" �s Hom� Federal Sa�i ngs and Loan Assr� �f Grand I s7 and <br /> Lender is a Sa�i ngs ar�d Loan <br /> �rganized and existing under�he laws of The St at e of N�b r a s k a . <br /> L�nd�r's address is �21 St�ut� Locust St Grand I s1 an� h�E �8841 <br /> . <br /> Lender is th�benefi�iary under this 5ecur�ty. �ns�rument. <br /> 4D� "Trustee" is Arend R Baa�k, Attorney <br /> �E� "Note" means the promissory not���gn�d by Barrower and da�e� Jul y �5, ��1� . Th�No�e <br /> states that B�rrower av�res Lender ��VE HUNDRED E IGHT TN�USAND THREE HUNDRED AND <br /> Q01144 <br /> Dollars �U.S. $1�8,30D.�� }p�us in�erest. Borrower has promised t�pay�hi� debt in regu�ar <br /> Peri�dic Payments and to pay�h�d�b�in fu�l not lat�r than Au�ust l, 2431 . <br /> �Ff "Pr�pe�ty" means the proper�y that�s descrzbed below under the heading "Transfer�f Rights xn the <br /> Pr�perty." <br /> {�} "Lvan" means the deb�e�idenced by�he No�e, plus interest, ar�y pr�payment charges and �a�e charges du� <br /> under the No�e, and al� sums due under�his Security�nstrument, p�us in��res�. <br /> {H 3 "Riders TT mea.ns all R�ders to �his Securi�y Zns�rum�nt that are exe�ut�d by Borrawer. The fallowing Riders <br /> are�o be executed by Borrawer �check box as app�x�abl��: <br /> 0 Adj us�a��e Rate Rider � �andominium R�der 0 Second Home Rider <br /> [�Ba��onn Rider � P�ann�d Unit 13�ve�opment Rider 0 1-4 Famii�Rid�r <br /> 0 VA Rider � Biweek�y Paym.ent R�der 0 �ther�s} [specify� <br /> 4�� "Appf�ca�le Law" means a11 cantr����n�appl�cab�e federal, sta�e and Iocal s�a�utes, regulations, ordinances <br /> and admin�strat��e rules and orders �tha�ha�e the effect of�aw} as well as all applicab��fina�, non-appealab�e <br /> �udicia� opinions. <br /> �J� "�vmmun�ty Assvciatian Dues. Fees, and Assessments" means all due�, f�es, assessment� and a�h�r <br /> charges that are zmposed an Borro�ver or the Property by a condominium associatian, hameav�ners <br /> assoc�at�on or sim��a��rganizat�on. <br /> �K� "E�ectrvnic Funds Transfer" means any transfer�f funds, fl�h�r�han a�ransactio�orig�nated b��he�k, <br /> draft, �r s�mzlar paper instrument, vvh�ch �s �ni��a�ed through an e�ectroniC�erm�.nal, telephonic instrument, <br /> comput�r, or magnetic tape so as to�rder, �nstruc�, or authar�ze a financ�a� �nst��u�ion t� debit ar cr�d��an <br /> accour��. 5uch term includes, but�s�o�lim��ed tn, p�in��af sale transfers, autamated�e��er ma�hine <br /> transact��ns, ��ransfers �nitiated by��l�ph�n�, w�re�ransfers, and aut�mated clear�nghouse transfers. <br /> 4L� "Escrow ltems" means th�se�tems that are descr��ed zn S�c�xon 3. <br /> �M 3 "Miscellaneous Proceeds" means any cam.pensat�on, settlemen�, a�ard of damages, or proeeeds paid b� <br /> any �h�rd party �other than �nsurance pra�eeds paid under th���verages described in S�ction 5} for: �i} <br /> damage to, or de�truc�ian af, the Proper�y; �i��condemnat�on or o�her�aking of a11 �r an�par�of�he <br /> Property; �iii} con�e�ance in lieu of cnndemnation; ar�iv} misrepr�senta�ians of, ar omissions as �o, �he <br /> value andlor condition af the Pra ert . <br /> NEBRASICA-Single Family-Fannie MaelFreddie Mac 11NIFQRM INSTRlJMENT �arm 3�28 1 J�1 <br /> VMP� VMP6�NEy t1342) <br /> Wvlters K#uwer�ir�ancia[Ser�ices Page 2 0#17 <br />