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2� 1 ��4�94 under this Security Insfirumenti unless Lender agrees�o sueh release in wr��ing. The co�enan�s and agreemen�s of�his Securi�y I.nstrument shall bind�except as provided in Section 19� and benef�t the successors and ass�gns of Lender. 13. Loan Charge5. Lender may charge Borrower fees for ser�ices performed in c�nnectivn with Borrawer's default, for the purpose af protecting Lender's in�erest �n the Property and rights under this Security �nstrument, in�luding, but not limited to, attarneys' fees, praper�y inspection and�aluat�on fees. Lender may cvllect fees and charges au�hor�zed by th� Secretary. Lender may not charge fees �hat are �xpressly prohibited by th�s Securi�y �nstrument, or by Applrcable Law. If�he Loan is subject to a law which sets maximum loan charges, and that iaw is fnally interpreted so that�he interest ar other loan charges cal�ected�r to be cvllected in connect�on with the Loan exceed the permitted limits, �hen: �a}any such loan charg� shall be reduced by the am�unt necessary to reduce the�harge ta the permitt�d limit; and�b} any sums already colie�ted from Borrower wh�ch exceeded permitted lirnits wi1� �e refunded to Borrower. Lender may choose to make this refund by reducing the pruacipal owed under�he N�te ar by making a direct payment �a Borr�wer. �f a refund reduces principal, the reductia�n will�e trea�ed as a partial prepayment wi�h na changes in �he due date or�n�he monthly payment amoun�unless th�Note holder agrees in writing to those changes. Barrower's acceptance of any such refund made by d�rect paym�nt ta Borr�wer wi�l constitute a vr�ai�er of any right of action Borrovrrer m�ght ha�e arising out af such overcharge. � 14. Natices. All notices gi�en by BorrovWer or Lender in cannec�ion vWith this 5ecurity Instrument mus�be in writing. Any notice to Borrawer �n connection with this 5ecur�ty Znstrument shall be deemed ta ha�e been gi�en to Borrawer when mai�ed by first �lass mail or when actually deli�ered to Borrow�r's no�ice address if sent by ather means.Notice ta any one Barrawer sha�l�onstitute notice to all Borrowers unless A�plicable Law expressly requ�r�s o�herwise. The notice address sha11 be the Property Address unless B�rrower has designa�ed a substitute noti�e address by notice to Lender. Barrower sha11 promptly notzfy Lender of Borrower's change of address. If Lender specifies a procedure for reparting Barrower's change of address, �hen Borrower shal�only repvrt a change of address through that specif ed procedure. There may be only one designated notice address under this Securit}�Ins�rument at any vne �ime. Any not�ce to Lender shall be gi�en by deli�ering it ar by mai�ing it�y first class mail��Lender's address stated herein unless Lender has designated another address by nvtice to Borravver. Ar�y notice in connection with �his Securi�y Instrument shall no�be de�med to ha�e bee�gi�en ta Lender until actually received by Lender. If any natice required by�his Security Instrument is also required under Applicable Law, the Applicahie Law requ�remen� wiil satisfy the correspanding requirement under this 5ecur�ty Instrument. _ � 15. Gv�erning Law; Se�erability; Rules nf�onstructioa, This S�curity Instrument shall be go�erned by f�dera� 1aw and the law of the jurisdiction in which the Praperty is loca�ed. Al�rights and�bligations cvntained�n this Security Instrument are subject�a any re�uirements and�imrtatiions flf Applicabie Law. Applicab�e Law might explicitly or impl�citly allow the part�es to agre�by cantract or i�might be silent, but su�h silence shall nat be c�nstrued as a prvhibition against agreem�n�by cantract. In the e�ent�hat any pr��ision or clause of this Security�nstrument ar tihe Note conflicts with Applica�le Law,such c�nflict shall not affect o�her pro�isions vf this Security Instrument or the Na�e which can be gi�en effec�withou�the conflic�ing provis�on. As used in th�s Security Instrument: �a�w�rds �f the mascul�ne gender shall mean and include c�rresponding neuter words or words of the fem�n�ne gender; �b�words in�he singular shal�mean and include the plural and�ice �ersa; and�c�the word "may" g��es sole discre�ion withaut any obligation ta take any ac�ion. 16. Borrower's Copy.Borrower sha�l be gi�en one copy of�he No�e and of this Security Instrument. 17. TranSfer of the Property or a Benef�ia�Interest in Borr�wer.As used in this Sect�on 17, "Interest in the Property" means any legal ar benef�cial interest in the Property, inc�uding, but nat limited to, �hnse beneficia� interes�s transferred in a bond for deed, contract far deed, installment sales contract or escrow agreement, the intent of which�s the transfer of title by Borrower at a futur�date tv a purchaser. � �f a11 or any part of�he Praper�y�r any Interest i.n the Praperty is sald or transf�rred�ar �f Bvrrower is not a na�ur'al person and a benef cial interest in Borrower is sold �r transferred}withaut Lender's prior written cansen�, Lender may require immediate payment in fu�1 of a�l sums secured by�his Security Tnstru.ment. However,this optifln sha�l nat be exercised by Lend�r if such exercise is prohibited by App�icable Law. NEBRASKA FHA DEED �F TRL15T - MERS Do�Nlagi� a N E�DTZ�.FHA 09114!'!5 Page 9 of �3 www.docmagic.com . . .