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2� 1 ��4�94 <br /> Ia�trument. MERS is argan�zed and exis�ing under the Iaws of Delaware,and has an address and te�ephone number <br /> of P.�. Ba�2U26, F�int, M� 48501-2426, tel. �Sg8} 579-MERS. <br /> (F} "Note"means the prom i ssory nafe signed by Bor.rovwer and dated JLIL Y 11, �015 . <br /> The Note states that Borrovver awes Lender �NE HLTNDRED E I GHT TH�LISANI7 �NE <br /> HUNDRED N I NE AND D�/1�� Dollars�U.S. $ 1 D 8 , 1�9 - �� } <br /> plus interest. BorrovWer has promis�d to pay this debt in regular Periodic Payments and to pay the debt in full n�t later <br /> than AU�US T 1, 2�4� . <br /> (G} '�raperty"means the property that is desc.ribed belaw under the headi.ng"Transfer of R�ghts in the Praperty." <br /> � 'Zoan"means�he debt e�idenc�d�by the Nvte, plus interest, late charges due under the N�te, and all sums due <br /> under this Securit�Tnstrument, plus interest. <br /> (I) "Riders�'means a�l Riders to this Security Instrument tha��are executed by Borrower. The fallowing Riders are <br /> t�be e�ecuted by Borrower [check box as applicable]: - . <br /> � Adjus�able Rate Rider � Planned Unit De�elopment Rider <br /> [] Cnnd�m�nium Rider [] �ther�s� �specify] <br /> �� rrApplicable Law"mean�all controlling applxcable federal, state and local statutes, regula�ians, ardinances and <br /> � administra�ive rules and orders�that ha�e the effect af law} as well as all applicable fina�, non-appealable judicia� <br /> opinians. <br /> �K} "�vmmunity Associatian Dues, Fees, and Assessments"means all dues, fees, assessments and other charges <br /> �hat are �rnpnsed on Borrawer or the Property by a condominium assnc�a�ion, homeowners association or simi�ar <br /> arganizati�n. . <br /> (L� "�lectronic Funds Transfer"means any transfer af funds, other than a transac�ion originated b� check, draf�, <br /> or similar paper instrument, which is initiated thrvugh an electranic term�nal, telephonYc instrument, computer, or <br /> magnetic tape so as to order, i.nstruct, or autho.rize a financial institutivn tn debit or cred�t an account. Such�erm . <br /> �n�ludes, but is no� Iimited to, point-of-sale transfers, automated te�ler machine transactions, transfers initia�ed by <br /> telephone, wire transfers, and automat�d c�earinghouse transfers. <br /> (M} "Escrvw It�ms"means those��erns tha�are described�n Section 3. <br /> (N} "Miscellaneaus Proceeds"means any compensation, s�ttlement, award of damages, or proceeds pa�d by any . <br /> thxrd party �o�her �han insurance proceeds paid under the ca�erages described in Sec�ion 5� for: �i} damage to, or � <br /> destru�tian vf, the Property; ��i} condemnation ar other tak�ng of al�or any part of the Property; �iii� con�eyance in <br /> �ieu of c�ndemnatian; or �i�}misrepresentations of, or om�ssions as to, the�a1ue andlor candition af tihe Froperty. <br /> (C]} "Mortgage Insurance"means insurance protecting Lender against the nonpaymen�of, or defau�t an, the Loan. <br /> (P} "Periadi�Payment"rneans the regularly scheduled amaunt due for�i�principal and in�erest under�he Note, <br /> plus (ii}any amaunts under Sect�on 3 af this Security�nstrument. <br /> ��� "RESPA"means�he Real Estate Settlement Procedures Act �12 U.S.C. §26�1 et sey.} and its i_mplementing <br /> regula�ian, Regulation� �12 C.F.R. Par� 1�24�, as they might be amended fr�m tirne ta time, or any addi�ional or <br /> successor legislation vr regulatian that go�erns the same subject matter.A.s used�n this Securi�y�nstrument, "RESPA" <br /> r�fers�o all requirements and restrictions�hat are�mposed in regard to a"federally re�ated mortgage loan" e�en if the <br /> Loan d�es not qual�fy as a "federa�ly related mor�gage loan" under RESPA. <br /> (R� "Secretary"means �he Secretary vf the Unit�d States Department vf Housing and Ur�ban I]e�e�opment or his <br /> des�gnee. <br /> (S} "Successor in Interest of Borrawer"means any party that has taken titie to�he Property, whether or nat that <br /> party has assumed Borrawer's abligati�ns under the Nate andlor this Security Instrument. <br /> , <br /> NEBRASKA FHA DEE�]�F TRUST - MERS � DvclVlagjc � <br /> N EDQT�2.FHA �91141�5 Rag e � of 13 www.docmagic.c�m <br /> . . <br />