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2� 1 ��4�44 <br /> 4C� "Lender" is Hame Federa� Sa�i ngs and Loan Assn of Grand I s�and <br /> Lender is a SaW�ngs and Loan <br /> organized and existing under the �aws of The State �f Nebraska . <br />� Lend�r's address is ��� Sout h Loeust St Grand I s 1 and NE 68��1 <br /> Lender is the bene�ic�ary under�his S��urity Instrument. <br /> {D� "Trustee" is Ar�nd R Saack, Attarn�y <br /> �E} "�V�te" am�ans the promissor� n�te s�gned by Barr�wer and dated Ju�y 11, 201� . The Note <br /> states that Borr�w�r ow�s Lender T�REE H�NDRED E IGHTY TH�L�SAND AND aa llflfl <br /> Dfl�lars �U.S. $38�,a��.�fl �plus interes�. BQrrower has promised to pay this debt in reguiar <br /> Periadic Payments ar�d to pay �he�ebt in full n�� Iat�r than Au gu S t l, ��2 6 . <br /> �F} "Property" m�ans th�proper�y tha� �s descr�bed helow under the heading "Transfer of R�gh�s �n the <br /> Praper�y.„ <br />� �G� "Loan" m�ans the debt evidenc�d by the Note, plu� �nt�rest, any prepaymen��harge� and late charg�� du� <br /> under the Nate, and a�� sums due under this 5ecurity Instrument, plus �nterest. <br /> 4H} "F�ide�s" m�ans aII Riders ta this Security �nstrumen�tha�are���cuted b� Barr��er. The f�l�ow�ng Riders <br /> are t�be e�.e�u��d by Borrower [check box as applicable�: <br /> � Adjustable R.a�e R�der � �ond�minium Ritier 0 Sectind Hom�Rider <br /> � Balloon R�der 0 P�anned Un�t D�velopment �ider 0 �-4 Farn��y R�der <br /> � VA Rider 0 Biweek�y Payment R�der � �ther�s} �speczfy] <br /> 4i� "Applicab�� Law" means a�l con�r��l�nb applicaUl� fed�ral, state and local sta�utes, regu�at�ons, ordinances <br /> and adminis�ra�ive rules and�rders ��hat ha�e the�ff�ct of�a�v} as �vet� as all appl�cable�nal, non�appea�able <br /> �udiciai ap�n�ons. <br /> �J� "�vmmun�ty AssoG�ativn Dues, Fees, and Assessm�nts" means al� dues, fees, assessments and other <br /> charg�s tha� are imposed an Barr�w�r ar the Prnperty by a��ndaminium associa��on, homeowners <br /> associa�ion or similar�rganizatian. <br /> �!{� "E��ctron�c Funds Transfer" m�ans an� �ransfer af funds, oth�r�han a transaction ar�ginated by che�k, <br /> draf�, or,�imilar paper instruxnent, w�a�ch �s initiated thraugh an eiectronic term�nal, teleph�nic instrum�nt, <br /> computer, or magnetic �ape s� as t� order, �ns�ruct, ar authnrize a f�nan�ial ins�ztu���n to debi�or credit an <br /> account. �uch term includ�s, hut is not Iim�.ited ta, poin�-�f-sa�e transf�rs, au��rnated te���r m.a�h�ne <br /> transact�ons, transfers ini�iated by t�lephane, wire transfers, and autom��ed c�ear�nghause�ransf�rs. <br /> �L� "Escraw Items" means thase iterns tha�are descr�bed in Se��ion 3. <br /> �M� "Misce�lan�ous Prviceeds" rneans any compensa��on, sett�ement, award af damages, or pra�eeds paid by <br /> any third par�y �ather than insurance proceeds paid under th�co�erages des�rib�d �n Section 5� f�r: ��} <br /> damage�n, or destru��i�n of, the Proper�y; �ii} cfl�.dem�natzon or other�ak�ng�f ail or an�part af the <br /> Proper�y; �i�i}can�eyan��zn��eu of condem.natifln; ar�iv}misrepr�sentations af, or omzss�ans as to, �he <br /> value andl�r cond�t��n of the Pro �rt . <br /> N�BRASKA-5ingle�amify-Fannie Ma�IFredciie Mac UN1��RM iNSTRUMENT Form 3D28 i107 <br /> VMP� VMPfi�N��{13Q2� <br /> WvEters K[uwer FinanEial 5er�ices Page 2 0#3 7 <br />