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Acknowledgment <br />State of Nebraska <br />County of Hall July 18 , <br />This instrument was acknowledged before me on ' by <br />Stephen Troy Spiehs, Gloria Ann Spiehs <br />l m. LL <br />Notary Public <br />My commission expires: <br />June 19 , 2019 <br />Loan origination organization First National Bank of Omaha <br />NMLS ID 412727 <br />Loan originator Jan Spencer <br />NMLS ID 622025 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />im <br />IIfl Ilifi IIU li <br />111111 <br />GENERAL NOTARY - State of Nebraska <br />SARAH M. WILES <br />My Comm. Exp. June 19, 2019 <br />u <br />1111101 Iffi III <br />201604 <br />Form 3028 1/01 <br />VMPB(NE) (1302).00 <br />Page 15 of 15 <br />