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2� 1 ��4538 <br /> €�} "Lenderrr is Hame F�edera� Sa�i n�s and Laan Assn of Grand I s�and <br /> Lend�r is a Sa��pgs and Loan <br /> arganiz�d and exist�ng under�h��aws�f The Stat� af Nebraska . <br /> Lender's a�dr�ss is 2�1 S�uth Locust 5t Grand Isl and NE 68841 <br /> . <br /> Lender�s the benef�c�ary und�r this Se�uri�y �nstrument. <br /> �D� "Trustee" is Arend R Baack, Attorney <br /> . <br /> �E� "N ote" means�he prom�ssory n�te s�gned by Borrower and dated .]U 1 y l8, ��l6 . The No�e <br /> sta�es that Borrower awes Lend�r N I NETY N I NE TH�USAND THREE H�NDRED AND ��I1DD <br /> Dol�ars �[�.�. $99,34D.fl� }p�u� znter�s�. Barrawer has pramxs�d tn pay this debt in r�gu�ar <br /> Periodzc.Paym.�nt� and t�pay the debt in fu�l n�t iater than Au gu st l, 2�31 . <br /> �F3 "Prvperty" means the property tha� is described beiow under th�h�ading "Transf�r of Right� in�he <br /> Property." <br /> �G3 "Lvan" rneans�he deb�evidenced by the Note, p�us �nterest, azay pr�payment charges and la�e charg�s due <br /> under the No�e, and al1 sums due under this S�cur�ty Instrument, plus interest. <br /> �H} "R�ders" means a�l Rid�rs to this Securit�Instrument that are executed by Borrower. The follov�ing Riders <br /> are to be executed by Borrower (check�ox as appl�cable�: <br /> 0 Ad,�us�a���Rate R�der 0 ��ndflminium.Rider � Second �ame R�der <br /> [,.� Bal�oon R�der [.� Pianned Un�� De�elapment Rid�r � I-4 Family R�der <br /> � VA Rider 0 Biweekly Paym�nt Rider [� �ther�s} �specify� <br /> 41} "Appli�ah�� Law" means all controlling applicab�e federal, state and lacal statu�es, reguiations, ord�nances <br /> and administrative rules and arders �that have�he�ffec�af law} as we�l as al� applicable final, nan-appealable <br /> �udicia� op�nions. <br /> �J� "Ca�mmun�ty AssaGiat�on Dues, Fees, and Assessments" means al1 dues, fees, asse�smen�s and ather <br /> charg�s �hat are imposed on B�rrower ar the Proper�y by a condaminium association, homeowners <br /> assaciation or simi�ar arganization. <br /> �K� "Electronic Funtis Transfer" mean� an�transfer flf funds, ather than a�ransact�on nr�g�nated by check, <br /> draft, ar s�n���ar paper instrument, which is initiated through an electronic term�nal, telephflnic instrument, <br /> ��m����r, Qr m��n���� �����Q �s �a Qz��r., ix�str��:�, �z���hQ�'������������ ���ti�u�i�n��d������'��'����� <br /> a�:c�un�, Such term in�iudes, but is n�t�imited to, paint-of-sa�e transfers, aut�mated te�ler machine <br /> �ransactions, �ransfers �nz�iated by te�ephane, w�re�ransf�rs, a.nd autom.a�ed c�ear�nghause transfers. <br /> �L3 "Es�raw ltenns" means�hose items that are described in Section 3. <br /> �M} "Nlisce��aneaus Proceeds" mean� any compensat�on, �et��ement, award of damag�s, or proc�eds pa�d by <br /> an�r third part� (other than�nsuranc�proceeds paid under the caverages describ�d in Section 5} for: �i} <br /> damage t�, �r des�ruction of, the Prnper�y; �ii} �nndemnation ar o�her tak�ng of all or any par�of the <br /> Property; �i�i}�fln�eyance in lieu of�on��mna�ion; or�iv}m�srepresenta��ans af, �r omi�sions as to, the <br /> �a1ue andlor c�nd��ion of the Pro er� . <br /> N�BRASKA-5ingfe�amily-�anni�MaelFredc�ie Ma�11NIF�RM INSTRUM�NT �prm 3Q28'�Ini <br /> VMP Q VMP6tN�y 413Q2� <br /> Walter�KIUW�r�in�nCi�f S�r�iG�S Page�of 17 <br />