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2� 1 ��45�� (P} "RES'P�4"means the Real Estate Settlement Procedures Act(�2 U.5.�. Section 260� et seq.}and its implementing regulatian,Reguiatian��12�.F,R. Part 1�24�,as they might be amended from time to time,or any additional or successor legislation or regulati�n that go�erns the same subject matter. As u�ed in this Security Instrument,RESPA refers to all requirements and restrictions that are imposed in regard to a"federally re�ated mortgage iaan" e�en if the Loar�daes not qualify as a"federally related mortgage�oan" under RESPA. �Q} "�uccessor in Interest of Borrower"means any par�y that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note andlor this Se�urity I nstrument. Transfer�f Rights in the Praperty. This Securi�y Instrument secures to Lender; �i�the repayment of the Loa.�,and all renewa�s,extensions and modifications�f the Note;and(ii}�he performance of Borrower's covenants and agreements under this Securifiy Instrument and the Note. For this purpose, Borrower irre�ocably gran�s and conveys to Trus�ee, in trust,w�th power of sale,the fvllowing described property located in the�ounty [Type af Re�ording Jurisdiction] of Hall [Name of Recording Jurisdiction] JEFFREY�AI�S SI�TH SUB LT 15 Par�el ID Number: 4U43 52997 which currently has the address of 4145 HARTF�RD ST[Street] GRAND ISLAND [City],Nebraska 6SS43-�264 [Zip Code] �"Property Address"}: T��ETHER WITH al1 the �mpro�ements now or hereafter erected on the property,and all easements, appurtenances,and fixtures now or hereafter a part of the property.All repla�ements and additions shall also be co�ered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." B�RR�WER C�VENANTS that Borrower is �awfully seised of the estate hereby con�eyed ar�d has the right to grant and con�ey the Praperty and that the Praperty is unencumbered,e�cept far encumbran�es of record. Borrower warrants and wi�l defend generatly the title to the Property against all claims and demands, subject ta any encumbrances of record. THIS SE�URITY TNSTRUMENT combines uniform co�enants for national use and non-uniform covenants with limited�ariations by jurisdiction to constitute a uniform security instrument ca�ering real property. Unif�rm Co�enants. Borrower and Lender ca�enant and agree as follows: �. Payment of Principa�, In#erest, Escrow Items, Pr�payment Charges, and Late Gharges. Barrower shall pay when due the principa� of,and interest on,the de�t e�idenced by the Note and any prepayment charges and late charges due under the Note. Borrawer shall also pay funds for Escrow Items pursuant ta Section 3. Payments due under the Note and this Se�urity Instrument shall be made in U.S.currency. Howe��r, if any check or oth�r�nstrument recei�ed by Lender as payment under the Note or this Security Instrument is returned�o Lender unpaid, Lender may require that any or all subsequent payments due under the Nate and this Security Instrument�e made in one or more of the following forms,as se�ected by Lender: �a}�ash;�b}money order;(c}certif ed che�k, barik check,treasurer's check or cashier�s check, pro�ided any such�heck is drawn upon an institution HCFG-D0359 NEBRASKA-SingEe Family-Fannie MaelFreddie Mac UNIFaRM INSTRUMENT Fam 30281I01 VMP� 11115 Whlters Kluwer Finan�ial Services 201fiUfi3U15.3.2.3509-J2�1fi�120Y Page 3 of i 7 .� .