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When recorded, return to: <br />Midwest Heritage Bank, FSB <br />Attn: Post Closing <br />1025 Braden Avenue <br />P. 0. Box 331 <br />Chariton, IA 50049 <br />LOAN #: 010649 <br />[Space Above This Line For Recording Data] <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document <br />are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated July 15, 2016, <br />together with all Riders to this document. <br />(B) "Borrower" is BRENT J GRUMMERT AND JESSICA J GRUMMERT, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Midwest Heritage Bank, FSB. <br />Lender is a Federal Savings Bank, <br />under the laws of Iowa. <br />1025 Braden Avenue, P. 0. Box 331, Chariton, IA 50049. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />Ellie Mae, Inc. Page 1 of 11 <br />DEED OF TRUST <br />r'J <br />C11 <br />MERS PHONE #: 1- 888 -679 -6377 <br />MIN: 1001555 - 1228533000 -2 <br />organized and existing <br />Lender's address is <br />NEEDEED 0315 <br />NEEDEED (CLS) <br />07/12/2016 01:27 PM PST <br />