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								    																		2� 1 ��43�3
<br />  									DEE❑ �F TRUST
<br />       		Loan No: 1�'I 293957  			���n#itlued�      					Page 5
<br />    			anticipated post-judgment colle�tion ser�ices, the cast af searching records, obtaining title reparts tincluding
<br />    			foreclosure reportsy, sur��yvrs' reports, and appraisal fe�s, title insurance, and fees for the Trustee, tv the extent
<br />    			permitted by appli�able law. Trustor alsv will pay any court�osts, in additian tv ail ❑ther sums pro�ided by law.
<br />       		M15GELLANE�US PRflVl51�N5. The fflllvwing miscellaneous pro�isions are a part o�this Deed of Trust:
<br />    			Go�erning Law.  This Deed af Trust wil� be gvverned by federal law applicab�e to Lender and, to the extent not
<br />    			preempted by federal law, the laws of the State af Nehraska wEthout regard to its cvnflic#s vt law pro�isians. This
<br />    			Deed af Trust has been accepted by Lender in the S#ate of Nebraska.
<br />    			Time is vf the Essence. Time is ❑f the essence in the perfvrmance flf this �eed ❑f Trust.
<br />    			Wai�er of Homestead Exemption.  Trustor hereby releases and wai�es all rights and bene�its of the homestead
<br />    			exemption laws ❑f the 5tate af Nebraska as ta all Indebtedness secured by this Deed af Trust.
<br />       		DEFINITIONS, The fo�lowing w�rds shall ha�e the fvllowing meanings when used in this Q��d ❑f Trust:
<br />    			Beneficiary. The word "Ben�#i�iary" means Fi�� Points Bank, and its su�cessors and assigns.
<br />    			Borrower. The word "Barrower" means 1NAYNE H RIEI�ER and JC�ANNE M RIEKER and includes all co-signers and
<br />    			�o-makers signing the Credit Agreement and all their successors and assigns.
<br />    			Credit Agreement.  The words "�redit Agreement" mean the credit agreement dated July 1 2, �D1�, with cred�t
<br />    			Ilmlt �f $�S.��Q.�Q fram Trustor to Lender, tvgether with all renewals af, extensions of, modifications of,
<br />    			refinancings of, cvnsolidatians af, and substitutians for the promissary note ar agreement.
<br />    			❑eed vf Trust.  The words "Deed ❑f Trust" mean this ❑eed ❑f Trust amvng Trustor, Lender, and Trustee, and
<br />    			includes withvut limitation a�l assignment and security interest pro�isians relating tv the Persanal Property and
<br />    			Rents.
<br />    			En�ironmental Laws.   The words "En�Eranmental Laws" mean any and a�l s�ate, federal and Iflcal statutes,
<br />    			regulat�ans and vrdinances relating tv the prote�tion ❑f human health or the en�ironment, including without
<br />    			limitation the Comprehensi�e En�iranm�ntal Respanse, Cflmpensation, and Liability Act ❑f 198�, as amended, 4�
<br />    			U.S.C. 5ection 95�1, et seq. �"CERCLA"}, the Superfund Amendments and Reautharizatian Act of 198�, Pub. L.
<br />    			No. 99-49� t"SARA"�, the Hazardous Materials Transportation Act, 49 LJ.S.C. Section 1801, et seq., the Resource
<br />    			Canser�ation and Reca�ery Act, 42 U.S.�. 5e�tian 6���, et seq., or other applicable state or f�deral laws, rules,
<br />    			or regu�ations adnpted pursuant thereta.
<br />    			E�ent ot Default. The wards "E�ent af Default" mean any of the e�ents of default set forth in this �eed ❑f Trust in
<br />    			the e�ents of default sectivn vf this Deed vf Trust.					_.  	. .
<br />    			lmpro�ements.  The wa�d "Impro�ements" means all �xisting and future impr��ements, buildings, structures,
<br />    			mobile hames affixed ❑n the Reaf Prop�rty, #acilities, additions, rep��cements and o�her construction on the Real
<br />    			Pr�perty.    										_   .
<br />    			lndebtedness.  The word "Ind�btedness" means all principa[, interest, and other amounts, costs and expenses
<br />    			payabl� under the Gredit Agreement �r Related Documents, toge�her with a11 renewals af, extensians of,
<br />    			madifications af, cansolidations of and su�stituti�ns far the �redit Agreement or Related Documents and any
<br />    			amaunts expended or ad�anced by Lender �❑ discharge Trustvr's abl�gatians or expenses inGurred by Trustee ar
<br />    			Lender to enforce Trustar's �bligativns under this ❑eed of Trust, together with interest an �uch amounts as
<br />    			pro�ided in this Deed of Trust.
<br />    			Lende�.  The word "Lender" means Fi�e Paints Sank, its suc�essors and assigns.  The words "su�cessors ar
<br />    			assigns" mean any person or company that acquires any interest in the Credit Agreement.
<br />    			Persona� Prvperty.  The words "Persanal Property" mean all equipment, fixtures, and other articles of persona!
<br />    			praperty now or hereafter vwned by Trustvr, and nvw vr hereafter atta�hed ❑r affixed to the Real Praperty;
<br />    			together with all a�cessions, parts, and addit�ons to, all replacements of, and all substitu#ions for, any of such
<br />    			praperty; and together with ai! praceeds �in�luding withaut limitation all insurance proceeds and refunds of
<br />    			premiumsy from any sale ar other disposit�on of the Property.
<br />    			Prvperty. The word "Property" means cal�e�ti�ely the Real Property and the P�rsonal Property.
<br />    			Real Property. The wvrds "Real Property" mean the real praperty, interests and rights, as further described in this
<br />    			❑eed of Trust.
<br />    			Related Documents.   The words "Related ❑ocuments" mean all pramiss�ry notes, credit agreements, ioan
<br />    			agreements, en�ironmental agreements, guaranties, security agreements, mortgages, deeds of trust, security
<br />    			de�ds, cvllateral martgages, and al� ❑ther instruments, agreements and dvcuments, whether now vr hereafter
<br />    			existing, executed in �annecttan with the Indebtedness.
<br />    			Rents.  The v►rord "Rents" means all present and #uture rents, re�enues, income, i55Ll�S, royalties, pro�its, and
<br />    			other#aenefits deri�ed from the Property.
<br />    			Trustee.  The wvrd "Trustee" means Fi�e P�ints Bank, whose address is P.Q Box 15��, Grand Island, NE
<br />    			G88��-1 5�7 and any substitut� Qr su�cessor trustees.
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