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2� 1 ��429� <br /> required by RESPA, and Borrower shall pay ta Lender the amount necessary t� ma�e up the de�iciency in <br /> accordan�e w ith RE�PA, bu� �n nQ more than �2 man�hl� payments. <br /> Upan payment in full of a�l sums secured�y th�s Security Instrument, Lender shall prompt�y r�fund�a <br /> Barr�wer any Funds he�d�y Lender. <br /> 4, Gharges; Liens. Borrower sha�� pay all taxes, assessments, charg�s, �nes, and impositions attributab�e�o <br /> �he Proper�y which can attain priarity over�h�� Security �nstrument, ieaseho�d paym�nts or�round rents on <br /> �h� Praperty, �f any, and Gammunity Associat�on Du�s, Fees, and Assessmen�s, �f any. Ta the ex��nt that <br /> these i�ems ar�Escrow Items, B�rrav�er shall pay�hem in the manner pro�ided in Section 3. <br /> Borrawer sha�� pramp�iy d�s�harge any��en which has pr�arit�over�his Security Instrument unless <br /> Borrotiver: �a} agre�s in writing to the payment af��ie abligatian secured b��he lien �n a manner accep�able <br /> �a Lender, but oniy�o Iong as Borrawer is perfarming such agreement; ��} cantests �he l�en�n good fai�h b�r, <br /> or defends against enfor�ement of the lien in, legal proceed�nbs wh�ch �n Lender's opinian aperate to pr���nt <br /> the enforc�ment�f the�ien while�h�se prnCeed�ngs are pend�ng, but anly until su�h pra�eeding� ar� <br /> concluded; �r��} secures from the h�ider af th���en an agre�ment satisfaGtary tn L�nder subard�nat�ng�he <br /> l�en to this Securz�� �ns�run�ent. �f L�nder d�termines that any par�of the Proper�y �s subject t� a��en wh�ch <br /> can at�a�n pr�or�ty over�his Securi�y Ins�rument, L�nder may g�ve Borr�wer a n�tice identify�ng the lien, <br /> ��thin ��days�f the date on which that nQt���is g�ven, Barro�ver shall satisfy the lien or take one�r more <br /> of th�aG�i�ns s�t for�h above in this ���tion 4. <br /> L�nd�r may requ�re Borrow�r t�pay a one-t�me charge f�r a real estate ta�ver�fx�at�on andlor r�por��ng <br /> service used by Lender in�onn�ct�on with�his Laan. <br /> 5. Pr�perty lnsurance. Barraw�r shall keep the impr��emen�s now ex�st�ng ar h�reafter erecte�on�he <br /> Property insured against iass�y fire, hazards inc�uded w�th�n�he�erm "extended co�erage," and any o�her <br /> ha2ards inc�uding, b�t not�imited�o, ear�hquak�s and��o�ds, for v�h�ch L�nder requ�r�s �nsurance. Th�s <br /> insurance shall be ma�n�a�ned in the amaunts �includ�ng deductible Iev��s} and fnr�h�per�ods that Lender <br /> requires. �hat Lender requ�r�s pursuant to the prec�d�ng s�nt�nces can change during the term�f�he Loan. <br /> The insurance carr�er pro�iding the insurance shall be�hosen b� Barrov�er subjec��o Lender`s right to <br /> d�sapprove Borra�vver's�haice, wh�ch right shat� na� be exerc�sed unreasonab�y. Lender may require <br /> Barrow�r�a pay, in C�nneGt�on vvith �his Loan, either: �a} a aneW�ime charge for f�ood zone determination, <br /> �ertificat�on an.d�rackzng serv�ce�; �r�b� a flneW�irr�e charge for�`�aod zane d��ermination and certi�ica�ifln <br /> ser��ces and. subsequent charg�s each tirne remappings or similar changes occur tivhich reasonably mibh� <br /> affect such determination or cer�i�catian. Borrower shall alsa be respons�b�e for the paym�n�of any fees <br /> �mposed by the Federal Emergency Manag�ment Agency in conne�tifln with the re�ie�v �f any flood zane <br /> determina�ian r�sul��ng from an�b�ection by Borrower. <br /> If Borr�w�r fazls �o ma�nta�n any of th�caverage�des�ribed abo�e, Lender may abtain insurance coverage, <br /> at Lender's optian and Borrawer's expens�. Lender is under na o�Iigation to purchase any parti�ular�yp�or <br /> amount of caverage. Therefare, such coverage shall c�ver Lender, bu�mzgh�or m�ght no�prot�ct Barra�ver, <br /> B�rrower's equity in the Prapert�, or the con�ents of the Pr�per�y, aga�nst any r�sk, hazard ar liability and <br /> might provid�greater or�esser caverage than was pre��ousiy �n effect, B�rrower ackn�v�Iedges tha��he cost <br /> of the insurance coverage so o��ained xn�gh� s�gnif�cantly �xceed the cos�af xnsurance tha�Borrawer cou�d <br /> have ob�a�ned. Any am.ounts disburs�d by Lend�r under�his Se�t�nn 5 sha��b�caxne additional debt of <br /> Borrower s�cured by this Security Ins�rument. Th�s�amoun�s sha��bear interest at the Note ra�e from the <br /> date of disbursem�nt and sha�l b�payab��, w�th such�n��rest, upon no�ice from Lender�a Barrotiver <br /> r�questing payment, <br /> NE6RA5KA-Singl�F�mity-F�nnie M��1�rEddi�Mac UNl�QRM INSTRUMENT �vrm 3028 1141 <br /> VMP Q VMPfi�NEj f 7 342� <br /> Wviters K�uwer�inanciat Ser�ices Pag�fi❑€17 <br />