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When Recorded Return To: Charter West Bank 714 N Diers Ave Grand Island, NE 68803 Loan No: 924699 FORM H NEBRASKA INVESTMENT FINANCE AUTHORITY HOME BUYER ASSISTANCE (HBA) PROGRAM NEBRASKA SECOND DEED OF TRUST NIFA/HBA LOAN - SECOND DEED OF TRUST Form H / Laser Forms Inc. #NIFA109 10/15 Page 1 of 6 InitialsF-ZAJ (! ) 4 ST This Second Deed of Trust (this "Second Deed of Trust "), is made as of July 8, 2016 by and among Eduardo I Navas Valdez AND Maritza Salazar Torres Husband and Wife ("Borrower", hereinafter referred to as "Trustor "), Whose mailing address is 816 N Walnut St, Grand Island, NE 68801 U.S. Bank Trust, National Association, ( "Trustee "), whose mailing address is 111 S.W. Fifth Avenue, Portland, Oregon 97204, and Nebraska Investment Finance Authority ( "Beneficiary"), whose mailing address is 200 Commerce Court, 1230 0 Street, Lincoln, Nebraska 68508 -1402. FOR VALUABLE CONSIDERATION, Trustor irrevocably transfers, conveys and assigns to Trustee, IN TRUST, WITH POWER OF SALE, for the benefit and security of Beneficiary, under and subject to the terms and conditions of this Second Deed of Trust, the real property, legally described as follows (the "Property "): A tract of land comprising a part of Fractional Lot One (1), Block One Hundred Thirty -Eight (138), Union Pacific Railroad Company Second Addition to the City of Grand Island, Hall County, Nebraska, more particularly described as follows: Beginning at the Southeast corner of said Lot One (1), thence Northwesterly along the easterly line of said Lot One (1), a distance of 58.0 feet; thence Southwesterly, parallel to the Southerly line of said Lot One (1), a distance of 53.0 feet; thence Southeasterly, parallel to the Easterly line of said Lot One (1) a distance of 13.25 feet; thence Southwesterly, parallel to the Southerly line of said Lot One (1) a distance of 13.0 feet to a point on the Westerly line of said Lot One (1); thence Southeasterly a distance of 44.75 feet to the Southwest corner of said Lot One (1); thence Northeasterly a distance of 66.0 feet to the point of beginning.