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200103098 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />—h-"- <br />l'" �`.'V "��\ J <br />(Seal) <br />GLORIA J. SIVER - Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />-6(NE) l0005l Page 14 of 15 Form 3028 1/01 <br />M <br />Document # L087NE <br />