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RECORDATION REQUESTED BY: Five Points Bank 2009 North Diers Ave Grand Island, NE 68802 WHEN RECORDED MAIL TO: Five Points Bank 2009 North Diers Ave Grand Island, NE 68802 SEND TAX NOTICES TO: 200003682 SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY WAIVER OF HOMESTEAD Executed pursuant to Section 4(3xa) and (b) of the Farm Homestead Protection Act GRANTOR: Marvin G. Welty Alice Marie Welty LENDER: Five Points Bank LENDER'S ADDRESS: 2009 North Diers Ave, Grand Island, NE 68802 PROPERTY LEGAL DESCRIPTION: Hall County, State of Nebraska: The Northerly Eight Hundred Thirty Seven and Sixty-Nine Hundredths (837.69) feet of the Westerly Two Hundred Sixty (260.0) feet of the Northwest Quarter (NW7 /4) of Section Five (5), Township Twelve (12) North, Range Eleven (11) West of the 6th P.M., In Hall County, Nebraska, said tract containing 5.000 acres, more or less and none other. WE, Marvin G. Welty and Alice Marie Welty, GRANTORS, understand that we have the right to make a designation of homestead in the Deed of Trust and that the execution of this Document constitutes the waiver of rights otherwise available for the purpose of affording us the opportunity to retain our homestead in the event of a default upon this Deed of Trust. Further, we acknowledge that we have had an opportunity to read the proposed Deed of Trust with power of sale and that we are signing this Document first before signing the Deed of Trust.