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After Recording Return To: F--t MORTGAGE USA, INC. THREE POINTE DRIVE, t---� BREA, CALIFORNIA 92821 ��- Loan Number 01030177 a .' O NE30281. DOT [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated APRIL 3 , 2001 together with all Riders to this document. (B) "Borrower" is ROGER D. LEONARD AND JANELLE I. LEONARD, HUSBAND AND WIFE AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender "iS MORTGAGE USA, INC., A CALIFORNIA CORPORATION Lender is a CORPORATION organized and existing under the laws Of CALIFORNIA Lender's address is THREE POINTE DRIVE, SUITE 310, BREA, CALIFORNIA 92821 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated APRIL 3 2001 The Note states that Borrower owes Lender SEVENTY NINE THOUSAND FIVE HUNDRED AND 00/100 Dollars (U.S. $ 79,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: XI Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider © Other(s) [specify] ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document Systems, hr. (80)) 649 -1362 Page 1 of 13 I 1 M rn ( F—' o --a C =) 2 rn D cn j �c -Q c D z ry es„ 7 4., m rn O C9, lam. I-L �C ~ ° C:) ° �� o A t—+ L.: s rn (A rn a n 00 O u°, G M C:) Z3 r v w s: rn N c : :) co 0111 cn .^ Cn [Space Above This Line For Recording Data] DEED OF TRUST DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated APRIL 3 , 2001 together with all Riders to this document. (B) "Borrower" is ROGER D. LEONARD AND JANELLE I. LEONARD, HUSBAND AND WIFE AS JOINT TENANTS Borrower is the trustor under this Security Instrument. (C) "Lender "iS MORTGAGE USA, INC., A CALIFORNIA CORPORATION Lender is a CORPORATION organized and existing under the laws Of CALIFORNIA Lender's address is THREE POINTE DRIVE, SUITE 310, BREA, CALIFORNIA 92821 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated APRIL 3 2001 The Note states that Borrower owes Lender SEVENTY NINE THOUSAND FIVE HUNDRED AND 00/100 Dollars (U.S. $ 79,500.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: XI Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider ❑ Balloon Rider ❑ Planned Unit Development Rider © Other(s) [specify] ❑ 1 -4 Family Rider ❑ Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 Document Systems, hr. (80)) 649 -1362 Page 1 of 13 I